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Frequently Asked Questions
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There's no cost for completing an application and getting your loan pre-approved. Upon receiving your preapproval, you will be given an opportunity to lock your rate. When you decide to lock in an interest rate, we will require a credit card to order an appraisal. The cost of the appraisal is generally between $350 and $550 depending on your area, loan size and specifics of your particular property.
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We do not charge a fee to lock in an interest rate; however, when you decide to lock in an interest rate we will require a credit card to order an appraisal. The cost of the appraisal is generally between $350 and $550 depending on your area, loan size and specifics of your particular property.
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If you decide for any reason to cancel your loan after your rate has been locked and the appraisal inspection has been completed, you will not be obligated to pay anything beyond the cost of the appraisal. You will receive a copy of the appraisal, which is yours to keep.
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We expect to close your loan within our standard lock period of 30 days. If your required loan documents and appraisal were returned and scheduled as advised, we are very confident your loan will close on time. In a normal market, we can close a purchase transaction in as little as two weeks if necessary; however, we strongly advise against waiting this long to start the process.
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We will need to verify your income with the following supporting documentation: your most recent W-2 and 30 day pay documentation, your most recent two months bank statements of a savings, investment or retirement account with all pages. If you are self-employed, earn commission, rental or dividend income, you will need to provide one to two years tax returns.
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We recommend that you submit an application and get pre-approved before you begin your property search. This will give you a clear idea of what price, rates and loan types you will qualify for. Since we do not charge a fee for a pre-approval, there is no risk to you.
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Technology has enabled us the ability to work seamlessly with our clients that do not live within the vicinity of our office. For the majority of our clients, face to face meetings are not necessary; however, if you would like to meet us in person, you can always schedule an appointment to visit us at our office in Bellevue, WA.

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Seattle & Washington Mortgage Application

Secure Loan Application
At Sammamish Mortgage you can complete you loan application online using our secure loan application. If you would like to have your Seattle mortgage application submitted by phone, then please call 425-401-8787 today to get your loan application started. The application you fill out today will get you pre-approved for your Seattle mortgage loan and will give you the option of locking in your interest rate when you move forward with your loan process.

Secure Quick Application
IF you are interested in doing a preliminary check to see if you qualify for a Washington mortgage loan then fill out the quick online mortgage application today. If you fill out the quick Washington mortgage application then you will know whether you will qualify for a loan in Washington State and Sammamish Mortgage will follow up to get the rest of the information by phone.

Secure Prequal
Find out today if you are pre-qualified for your mortgage loan. Our secure online prequalification request will get you loan information for Seattle and Washington State and a representative from Sammamish Mortgage will contact you about your mortgage loan.

Application Request
If you would like to have a Seattle mortgage loan application sent to you, fill out our online request form to have a mortgage professional from Sammamish contact you.

Prequal Request
If you are wondering whether or not you will qualify for your Seattle or Washington mortgage loan, fill out this request for a mortgage loan prequalification and a mortgage professional from Sammamish will contact you.

Total Mortgage Payment
Before you begin the mortgage loan process, take some time to figure out exactly what to expect your total mortgage payment to be. A good first step in the mortgage process is to determine a monthly mortgage payment that will fit into your current budget.

Escrow Account Basics
Sammamish Mortgage provides more information about your escrow account. Learn what an escrow account is and what to expect from it during your mortgage loan process.

Mortgage Terminology
Sammamish is your mortgage terminology resource to help you understand more about your mortgage loan and the mortgage loan process.

Economic Terms
When you start your mortgage loan process you may begin to hear some economic terms that you are unfamiliar with. Sammamish Mortgage can help you understand what all the different economic terms mean.

Real Estate Transaction Forms
The mortgage loan process involves many different forms and applications. If you need access to any of the forms necessary for your mortgage loan application (including the Mortgage Application, Good Faith Estimate and Truth in Lending form) Browse our list of PDF forms here.

Request Loan Status
If you have already filled out a Washington mortgage application form with Sammamish Mortgage, then you can check the status of your loan application here.

 
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