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Today’s Mortgage Rates in Colorado

Check out this blog post for today’s mortgage and refinance rates plus current home buying and refinance advice for Colorado residents.

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Mortgage Lending in Colorado Since 1992

Think you want to buy a home in Colorado? This is a great place to start. Sammamish Mortgage can help you secure your dream home in Denver or Colorado Springs, starting with our easy, secure loan application process that you can start online or with the help of a professional Loan Officer.

Colorado Mortgage Rates

Mortgage rates in Colorado depend on a variety of factors:

  • Your chosen lender
  • The average interest rate
  • Your financial situation
  • How much of a down payment you have
  • Your current credit score
  • Which type of loan you want
  • Extra fees and closing costs

Colorado Mortgage Lenders

To get the best mortgage rate, you need an honest, reputable mortgage lender. Look for a mortgage company that uses salaried Loan Officers instead of paying their LOs a commission based on the size of the loan. This will help you get the right loan for your situation and not one bigger than you can really afford.

Colorado Home Loan Programs

When it comes to real estate, Colorado borrowers have access to many different types of home mortgage options.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

Ready to get pre approved? Begin your loan application online today.

Connect with America’s Lending Experts today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

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