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March 28, 2024
Basic VA Loan Requirements: Three Things You Need to Qualify

Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you’re a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.

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March 25, 2024
Why Is the Tacoma Housing Market So Much Cheaper Than Seattle?

People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.

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March 21, 2024
Guide to Buying a Home in the Boise, Idaho Metropolitan Area

Are you thinking about moving to the Boise metro area and buying a home? You’re not alone. While population growth has slowed since the pandemic boom, the Boise-area real estate market continues to lure home buyers from other parts of the country. This guide gives you a broad overview of the Boise-Nampa metropolitan area, with an emphasis on relocation and home buying. We will cover everything from geography to economy, and from real estate market trends to local attractions.

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March 14, 2024
Is Bellevue Cheaper or More Expensive Than Seattle For Home Buyers?

Seattle-area home buyers often want to know how different cities and communities compare with each other, in terms of home prices. Today we address one of those common questions: Is Bellevue cheaper than Seattle, from a real estate perspective?

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March 13, 2024
An Overview of the Seattle Luxury Condo Market

Seattle, Washington has experienced a luxury condo boom in recent years, with a number of new projects coming onto the market. This trend is reshaping the downtown Seattle real estate market in a number of ways. This guide provides an overview of the luxury condo market in downtown Seattle and the surrounding area, as of 2024. It covers popular condominiums, current trends related to features and amenities, and other factors relevant to home buyers.

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March 12, 2024
Denver's Real Estate Market in 2024: Better for Buyers

Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.

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February 14, 2024
Mello-Roos Taxes: Pros & Cons for California Home Buyers

In this guide: An explanation of “Mello-Roos” taxes in California and how they can affect home buyers, including the pros and cons of buying in such a district.

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February 7, 2024
Homeowners Who Could Benefit by Mortgage Refinancing in WA State

Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.

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January 29, 2024
The Washington FHA Loan: A Fact Sheet for Home Buyers

As a Seattle-area mortgage company, we do our best to educate local home buyers about their different mortgage options. To continue that tradition, we’ve created an FHA loan fact sheet for borrowers in the state of Washington.

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January 23, 2024
Portland Housing Market: Buyer Friendly in 2024

Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.

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January 19, 2024
California Housing Market Inventory in 2024 Could Improve

Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.

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December 22, 2023
Lower Mortgage Rates Could Ease Seattle Housing Costs in 2024

In this report: a review of recent mortgage rate trends at the end of 2023 and how they could help reduce Seattle housing costs in 2024.

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November 30, 2023
Lower Mortgage Rates Could Increase Washington Home Sales in 2024

In 2023, higher mortgage rates cooled the real estate market in Washington and elsewhere across the country. But home loan rates have been trending downward lately, and some economists expect this to continue into 2024. According to one recent forecast, lower rates could accelerate the housing market and increase home sales across Washington in 2024. Lower borrowing costs could increase buyers’ demand and bring more homes on the market.

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November 14, 2023
Housing Market Outlook For Spokane, WA in 2024

The Spokane, WA housing market in 2024 anticipates modest growth, with a steady rise in home prices and a notable increase in inventory levels. Despite the challenges of higher mortgage rates, buyers and sellers are adapting, suggesting a more balanced market. This environment promises better opportunities for homebuyers while maintaining healthy activity for sellers.

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August 15, 2023
Will California Home Prices Rise, Drop, or 'Flatten' in 2024?

Forecasts suggest that house values in California could begin to rise at a moderate pace through the end of this year and into 2024. This would mirror the general outlook for the nation as a whole, and low supply levels have a lot to do with it. Here’s an update on current home price trends across the state of California, with a “best guess” outlook stretching into 2024.

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January 26, 2024
Boise's Housing Market Inventory Has Declined in 2024

Housing market inventory within the Boise, Idaho metro area has experienced some serious ups and downs over the past few years. The current real estate market is not as tight or competitive as it was during the past few years. Even so, inventory levels have trended downward in 2024.

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January 23, 2024
Is the Bottom of the Real Estate Market in Seattle Over?

From a buyer’s perspective, the best-case scenario is to buy a home at the so-called “bottom” of the real estate market. This occurs when house values fall to their lowest point during a downturn, after which they rise for a long period of time.

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January 26, 2024
Boise, Idaho Housing Forecast for 2024: Heating Up Again?

As we move into 2024, recent forecasts suggest that the Boise area real estate market could become more competitive for buyers.

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April 12, 2023
Will Falling Mortgage Rates Improve Affordability in Washington?

Mortgage rates have declined a bit since hitting a 20-year peak back in November 2022. And a recent forecast suggested they might have further to fall, throughout the rest of 2023. Such a trend could help increase affordability for home buyers across the state of Washington. Here’s an analysis of the latest mortgage rate trends and forecasts, and what they might mean for Washington home buyers in 2023.

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January 24, 2024
Seattle Mortgage Rates Could Drop in 2024, According to Forecast

The latest predictions suggest that home loan interest rates in Seattle, WA could trend downward over the coming months. That would be a welcome change for borrowers, after the surge in rates we saw over the past couple of years.

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March 25, 2024
Why Is the Tacoma Housing Market So Much Cheaper Than Seattle?

People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.

Read more
March 12, 2024
Denver's Real Estate Market in 2024: Better for Buyers

Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.

Read more
February 7, 2024
Homeowners Who Could Benefit by Mortgage Refinancing in WA State

Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.

Read more
January 23, 2024
Portland Housing Market: Buyer Friendly in 2024

Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.

Read more
January 19, 2024
California Housing Market Inventory in 2024 Could Improve

Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.

Read more
January 18, 2024
5 Mortgage Trends Affecting WA Home Buyers in 2024

In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.

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January 12, 2024
Average VA Loan Amount in WA State and Other 2024 Statistics

What’s the average VA loan amount in the state of Washington? How many VA loans are processed and closed in Washington each year, and how does that compare to the rest of the nation? These are just a few of the questions we can answer by reviewing a recent VA loan usage report published by the U.S. Department of Veterans Affairs, summarizing the previous 12 months.

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January 4, 2024
Hottest California Housing Markets of 2024, According to Realtor.com

A recent housing market forecast published by Realtor.com suggested that California could have several of the hottest real estate markets in 2024. Southern California, in particular, is expected to see significant growth in 2024 in terms of home prices and sales. Here’s a look at the hottest California real estate markets of 2024 based on industry analysts’ latest data and projections

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January 3, 2024
Why 2024 Could Be a Good Time to Buy a Home in Oregon: 3 Reasons

Will 2024 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon.

Read more
December 22, 2023
Lower Mortgage Rates Could Ease Seattle Housing Costs in 2024

In this report: a review of recent mortgage rate trends at the end of 2023 and how they could help reduce Seattle housing costs in 2024.

Read more
March 25, 2024
Why Is the Tacoma Housing Market So Much Cheaper Than Seattle?

People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.

Read more
March 21, 2024
Guide to Buying a Home in the Boise, Idaho Metropolitan Area

Are you thinking about moving to the Boise metro area and buying a home? You’re not alone. While population growth has slowed since the pandemic boom, the Boise-area real estate market continues to lure home buyers from other parts of the country. This guide gives you a broad overview of the Boise-Nampa metropolitan area, with an emphasis on relocation and home buying. We will cover everything from geography to economy, and from real estate market trends to local attractions.

Read more
March 12, 2024
Denver's Real Estate Market in 2024: Better for Buyers

Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.

Read more
February 7, 2024
Homeowners Who Could Benefit by Mortgage Refinancing in WA State

Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.

Read more
January 23, 2024
Portland Housing Market: Buyer Friendly in 2024

Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.

Read more
January 18, 2024
5 Mortgage Trends Affecting WA Home Buyers in 2024

In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.

Read more
January 12, 2024
Average VA Loan Amount in WA State and Other 2024 Statistics

What’s the average VA loan amount in the state of Washington? How many VA loans are processed and closed in Washington each year, and how does that compare to the rest of the nation? These are just a few of the questions we can answer by reviewing a recent VA loan usage report published by the U.S. Department of Veterans Affairs, summarizing the previous 12 months.

Read more
January 3, 2024
Why 2024 Could Be a Good Time to Buy a Home in Oregon: 3 Reasons

Will 2024 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon.

Read more
December 14, 2023
Seattle Housing Market in 2023: Year in Review

As we approach the end of 2023, we thought it would be helpful to take a look back at how the Seattle-area real estate market has changed over the past year. No one can predict future real estate trends with complete accuracy. But hindsight has a way of helping us prepare for the future and make more informed decisions. With that in mind, here is our 2023 year in review for the Seattle housing market.

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December 4, 2023
No Changes To Seattle Loan Limits For 2024

Federal housing officials recently announced that they would be increasing the conforming loan limits in 2024 for most counties across the U.S. Here in the Seattle metro area, the 2024 conforming loan limit will be set at $977,500 for 2024. Home buyers in Seattle who need to borrow more than this limit can do so as long as they have the income to support it. When you borrow more than the conforming loan limit for your particular county, it’s considered a “jumbo” loan.

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