No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you’re a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.
People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.
Are you thinking about moving to the Boise metro area and buying a home? You’re not alone. While population growth has slowed since the pandemic boom, the Boise-area real estate market continues to lure home buyers from other parts of the country. This guide gives you a broad overview of the Boise-Nampa metropolitan area, with an emphasis on relocation and home buying. We will cover everything from geography to economy, and from real estate market trends to local attractions.
When buying a home in the state of Washington, you have an opportunity to request a real estate survey to identify the legal boundaries. Your mortgage lender might require a survey as well, if you’re financing a home purchase. As a buyer, you’ll want to know what a real estate property survey is, what it does, and how it could protect you as a homeowner in Washington. This guide answers all of those questions and more.
VA loans are a popular mortgage financing option for home buyers in the San Diego metro area. In fact, San Diego County usually has a higher VA loan volume than any other county in the U.S. With its many Navy and Marine Corps bases and facilities, the San Diego area has a huge military population. That means there are many home buyers in the area who could benefit from using the VA loan program.
Seattle-area home buyers often want to know how different cities and communities compare with each other, in terms of home prices. Today we address one of those common questions: Is Bellevue cheaper than Seattle, from a real estate perspective?
Seattle, Washington has experienced a luxury condo boom in recent years, with a number of new projects coming onto the market. This trend is reshaping the downtown Seattle real estate market in a number of ways. This guide provides an overview of the luxury condo market in downtown Seattle and the surrounding area, as of 2024. It covers popular condominiums, current trends related to features and amenities, and other factors relevant to home buyers.
Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.
Before paying hundreds of thousands of dollars for a home in Seattle, you want to make sure the neighborhood is a good fit for your lifestyle. This is arguably just as important as the house itself. So let’s explore the most popular neighborhoods in Seattle, from a home buying perspective.
We’ve published many Seattle real estate market reports over the years, and most were geared toward home buyers. Today, we’ll offer some helpful insights for tech employees who are planning to relocate to Seattle in 2024.
In this guide: An explanation of “Mello-Roos” taxes in California and how they can affect home buyers, including the pros and cons of buying in such a district.
Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.
As a Seattle-area mortgage company, we do our best to educate local home buyers about their different mortgage options. To continue that tradition, we’ve created an FHA loan fact sheet for borrowers in the state of Washington.
Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.
Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.
When buying a home in the state of Washington, you have an opportunity to request a real estate survey to identify the legal boundaries. Your mortgage lender might require a survey as well, if you’re financing a home purchase. As a buyer, you’ll want to know what a real estate property survey is, what it does, and how it could protect you as a homeowner in Washington. This guide answers all of those questions and more.
VA loans are a popular mortgage financing option for home buyers in the San Diego metro area. In fact, San Diego County usually has a higher VA loan volume than any other county in the U.S. With its many Navy and Marine Corps bases and facilities, the San Diego area has a huge military population. That means there are many home buyers in the area who could benefit from using the VA loan program.
Seattle-area home buyers often want to know how different cities and communities compare with each other, in terms of home prices. Today we address one of those common questions: Is Bellevue cheaper than Seattle, from a real estate perspective?
Before paying hundreds of thousands of dollars for a home in Seattle, you want to make sure the neighborhood is a good fit for your lifestyle. This is arguably just as important as the house itself. So let’s explore the most popular neighborhoods in Seattle, from a home buying perspective.
Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
People tend to have many questions about the home appraisal process in Washington, and we’ve addressed some of them in the past. In this article, we’ll review the average cost of an appraisal in Washington, factors influencing the cost, and scenarios where an appraisal might either be required or warranted.
A recent report showed that the San Diego real estate market experienced the most significant annual increase in home prices over the past year. It also experienced significant inventory declines during that same timeframe. But what does this mean for homebuyers in 2024? What’s the general outlook and forecast for the San Diego real estate market extending into 2024?
The Seattle metro area housing market seems to have undergone yet another shift over the past few months. After cooling down during much of last year, the local real estate scene has been warming up again lately. The latest evidence can be found in a new report published by analysts at Realtor.com. It showed an ongoing decline in real estate listings with a price reduction. This suggests that Seattle-area sellers are less inclined to reduce their asking prices compared to a year ago.
The population of Idaho has increased significantly over the past few years, and with good reason. The state offers several benefits for those relocating from other parts of the country. It’s arguably one of the best places to buy a home, and here are some reasons why.
The current inventory shortage probably won’t abate anytime soon. But even so, home buyers within the Seattle real estate market could soon benefit from seasonal trends, increasing their chances for success. The real estate market typically slows down in the fall months, and especially during winter. This might be a great time to buy a home in the Seattle area, because there will probably be fewer buyers in the market.
As we move into 2024, recent forecasts suggest that the Boise area real estate market could become more competitive for buyers.
Home buyers in the state of Washington have a lot of options when it comes to mortgage financing. We have covered many of those options in previous blog posts. Today, we will focus on the most popular type of mortgage loan for Washington home buyers: the conventional 30-year fixed-rate mortgage.
When buying a home in the Seattle area, you’ll also want to spend some time researching the surrounding neighborhood and community. After all, when you purchase a house, you’re also buying into the neighborhood. So you want to make sure it’s a good fit for your lifestyle.
Mortgage rates have declined a bit since hitting a 20-year peak back in November 2022. And a recent forecast suggested they might have further to fall, throughout the rest of 2023. Such a trend could help increase affordability for home buyers across the state of Washington. Here’s an analysis of the latest mortgage rate trends and forecasts, and what they might mean for Washington home buyers in 2023.
Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you’re a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.
People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.
VA loans are a popular mortgage financing option for home buyers in the San Diego metro area. In fact, San Diego County usually has a higher VA loan volume than any other county in the U.S. With its many Navy and Marine Corps bases and facilities, the San Diego area has a huge military population. That means there are many home buyers in the area who could benefit from using the VA loan program.
Seattle, Washington has experienced a luxury condo boom in recent years, with a number of new projects coming onto the market. This trend is reshaping the downtown Seattle real estate market in a number of ways. This guide provides an overview of the luxury condo market in downtown Seattle and the surrounding area, as of 2024. It covers popular condominiums, current trends related to features and amenities, and other factors relevant to home buyers.
Before paying hundreds of thousands of dollars for a home in Seattle, you want to make sure the neighborhood is a good fit for your lifestyle. This is arguably just as important as the house itself. So let’s explore the most popular neighborhoods in Seattle, from a home buying perspective.
We’ve published many Seattle real estate market reports over the years, and most were geared toward home buyers. Today, we’ll offer some helpful insights for tech employees who are planning to relocate to Seattle in 2024.
Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.
As a Seattle-area mortgage company, we do our best to educate local home buyers about their different mortgage options. To continue that tradition, we’ve created an FHA loan fact sheet for borrowers in the state of Washington.
Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.
Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
Surveys have shown there are many myths, misconceptions and misunderstandings surrounding VA loans. Some people who are well-qualified for the VA loan program, and could benefit from it, might be reluctant to apply due to misinformation. As a Washington-based mortgage company that specializes in VA loans, we do our best to educate military members and veterans about their mortgage-related benefits. So today, we will “debunk” seven of the most common myths relating to VA loans in the state of Washington.
What’s the average VA loan amount in the state of Washington? How many VA loans are processed and closed in Washington each year, and how does that compare to the rest of the nation? These are just a few of the questions we can answer by reviewing a recent VA loan usage report published by the U.S. Department of Veterans Affairs, summarizing the previous 12 months.
For a typical home buyer in the state of Washington, the down payment represents the biggest obstacle along the path to homeownership. So it’s essential for home buyers to understand the strategies and options available to them when making a down payment on a house. It’s equally important to tune out the common myths and misconceptions relating to down payments in Washington. And that’s exactly what we will focus on here today.
A recent housing market forecast published by Realtor.com suggested that California could have several of the hottest real estate markets in 2024. Southern California, in particular, is expected to see significant growth in 2024 in terms of home prices and sales. Here’s a look at the hottest California real estate markets of 2024 based on industry analysts’ latest data and projections
Will 2024 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon.
Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you’re a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.
People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.
Are you thinking about moving to the Boise metro area and buying a home? You’re not alone. While population growth has slowed since the pandemic boom, the Boise-area real estate market continues to lure home buyers from other parts of the country. This guide gives you a broad overview of the Boise-Nampa metropolitan area, with an emphasis on relocation and home buying. We will cover everything from geography to economy, and from real estate market trends to local attractions.
Seattle, Washington has experienced a luxury condo boom in recent years, with a number of new projects coming onto the market. This trend is reshaping the downtown Seattle real estate market in a number of ways. This guide provides an overview of the luxury condo market in downtown Seattle and the surrounding area, as of 2024. It covers popular condominiums, current trends related to features and amenities, and other factors relevant to home buyers.
Before paying hundreds of thousands of dollars for a home in Seattle, you want to make sure the neighborhood is a good fit for your lifestyle. This is arguably just as important as the house itself. So let’s explore the most popular neighborhoods in Seattle, from a home buying perspective.
Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.
As a Seattle-area mortgage company, we do our best to educate local home buyers about their different mortgage options. To continue that tradition, we’ve created an FHA loan fact sheet for borrowers in the state of Washington.
Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.
Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
Surveys have shown there are many myths, misconceptions and misunderstandings surrounding VA loans. Some people who are well-qualified for the VA loan program, and could benefit from it, might be reluctant to apply due to misinformation. As a Washington-based mortgage company that specializes in VA loans, we do our best to educate military members and veterans about their mortgage-related benefits. So today, we will “debunk” seven of the most common myths relating to VA loans in the state of Washington.
Will 2024 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon.
In this report: a review of recent mortgage rate trends at the end of 2023 and how they could help reduce Seattle housing costs in 2024.
The state of Washington currently ranks #7 in the nation when it comes to the total number of military personnel living in the state. Because of this, plenty of folks could benefit from using a VA loan to buy a house. But there are specific steps you’ll need to take to get the ball rolling. In this article, you’ll learn how to apply for a VA home loan in the state of Washington.
Housing market inventory across the state of Washington is expected to remain tight in 2024, as it has been for several years now. One forecast predicted that we would see a decline in the number of homes for sale next year. Because of this, home buyers in WA State should explore all avenues for finding a property. And one of those avenues involves buying a for sale by owner or FSBO property.
Federal housing officials recently announced that they would be increasing the conforming loan limits in 2024 for most counties across the U.S. Here in the Seattle metro area, the 2024 conforming loan limit will be set at $977,500 for 2024. Home buyers in Seattle who need to borrow more than this limit can do so as long as they have the income to support it. When you borrow more than the conforming loan limit for your particular county, it’s considered a “jumbo” loan.
Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.
Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.
Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
Will 2024 be a good time to buy a home in the state of Oregon? As a mortgage company that serves the entire Pacific Northwest, we do our best to educate home buyers on current real estate market conditions across the region. Today, we set our sights on Oregon.
As we approach the end of 2023, we thought it would be helpful to take a look back at how the Seattle-area real estate market has changed over the past year. No one can predict future real estate trends with complete accuracy. But hindsight has a way of helping us prepare for the future and make more informed decisions. With that in mind, here is our 2023 year in review for the Seattle housing market.
The state of Washington currently ranks #7 in the nation when it comes to the total number of military personnel living in the state. Because of this, plenty of folks could benefit from using a VA loan to buy a house. But there are specific steps you’ll need to take to get the ball rolling. In this article, you’ll learn how to apply for a VA home loan in the state of Washington.
Housing market inventory across the state of Washington is expected to remain tight in 2024, as it has been for several years now. One forecast predicted that we would see a decline in the number of homes for sale next year. Because of this, home buyers in WA State should explore all avenues for finding a property. And one of those avenues involves buying a for sale by owner or FSBO property.
Are you planning to buy your first home in the state of Washington sometime during 2024? Wondering what the real estate market might be like next year and how it could affect you? If so, you’re in the right place. Sammamish Mortgage created this report to bring first-time home buyers up to speed on current market trends across the state of Washington so you can enter the market more prepared.
Home buyers in the Seattle area might be tired of hearing about tight inventory conditions and other challenges. It can be wearying. But if you’re planning to enter the Seattle real estate market in 2024, you’ll want to have a clear understanding of current market conditions. Here’s an update on the housing inventory situation in Seattle and what it might mean for homebuyers in 2024.
There are several critical stages along the path to VA loan approval and closing. Mortgage underwriting is one of these critical stages. In this guide, we will walk through the different steps in the VA loan underwriting process and explain what borrowers can do to help keep that process on track.
People tend to have many questions about the home appraisal process in Washington, and we’ve addressed some of them in the past. In this article, we’ll review the average cost of an appraisal in Washington, factors influencing the cost, and scenarios where an appraisal might either be required or warranted.
VA loans are a popular mortgage option among military members and veterans in the state of Washington. Our state has a relatively large number of active-duty military, National Guard, reservists, and veterans. So, there are a lot of people who can benefit from this program. VA loans also tend to generate a lot of questions among borrowers, especially when it comes to the maximum amount they can borrow. Today, we will address one of these frequently asked questions: What’s the most I can borrow with a VA loan in Washington?
A recent report showed that the San Diego real estate market experienced the most significant annual increase in home prices over the past year. It also experienced significant inventory declines during that same timeframe. But what does this mean for homebuyers in 2024? What’s the general outlook and forecast for the San Diego real estate market extending into 2024?
If you’re going to use a mortgage loan to buy a home in the state of Washington, you’ll probably experience the home appraisal process firsthand. In this article, we will explain the interconnected relationship between home appraisals, comparable sales, and market values. More importantly, you’ll learn how these things can influence the amount of money you’re able to borrow when buying a home.
The Seattle metro area housing market seems to have undergone yet another shift over the past few months. After cooling down during much of last year, the local real estate scene has been warming up again lately. The latest evidence can be found in a new report published by analysts at Realtor.com. It showed an ongoing decline in real estate listings with a price reduction. This suggests that Seattle-area sellers are less inclined to reduce their asking prices compared to a year ago.
Explore the fundamental criteria for securing a VA home loan in our comprehensive guide. We delve into the key requirements including credit score, debt-to-income ratio, and documented income, providing insights to help military members and veterans navigate the loan process seamlessly. Whether you’re a first-time homebuyer or seeking to refinance, understanding these VA loan prerequisites is crucial for a successful mortgage application.
People researching the Seattle-area real estate market are often surprised by the home price discrepancy between Tacoma and Seattle. Home prices within the city of Tacoma tend to be significantly lower than those in Seattle. But why? What factors make the Tacoma real estate market so much more affordable, when compared to the city of Seattle? After all, they’re both part of the same metropolitan statistical area (MSA) and only about 30 miles apart.
Are you thinking about moving to the Boise metro area and buying a home? You’re not alone. While population growth has slowed since the pandemic boom, the Boise-area real estate market continues to lure home buyers from other parts of the country. This guide gives you a broad overview of the Boise-Nampa metropolitan area, with an emphasis on relocation and home buying. We will cover everything from geography to economy, and from real estate market trends to local attractions.
When buying a home in the state of Washington, you have an opportunity to request a real estate survey to identify the legal boundaries. Your mortgage lender might require a survey as well, if you’re financing a home purchase. As a buyer, you’ll want to know what a real estate property survey is, what it does, and how it could protect you as a homeowner in Washington. This guide answers all of those questions and more.
VA loans are a popular mortgage financing option for home buyers in the San Diego metro area. In fact, San Diego County usually has a higher VA loan volume than any other county in the U.S. With its many Navy and Marine Corps bases and facilities, the San Diego area has a huge military population. That means there are many home buyers in the area who could benefit from using the VA loan program.
Seattle-area home buyers often want to know how different cities and communities compare with each other, in terms of home prices. Today we address one of those common questions: Is Bellevue cheaper than Seattle, from a real estate perspective?
Seattle, Washington has experienced a luxury condo boom in recent years, with a number of new projects coming onto the market. This trend is reshaping the downtown Seattle real estate market in a number of ways. This guide provides an overview of the luxury condo market in downtown Seattle and the surrounding area, as of 2024. It covers popular condominiums, current trends related to features and amenities, and other factors relevant to home buyers.
Recent reports have shown that the Denver, Colorado real estate market could be more friendly toward home buyers in 2024. Home prices have flattened out after several years of steady gains. Houses are taking longer to sell with fewer offers. And the Denver metro area was recently singled out as having the biggest increase in new real estate listings over the past year.
Before paying hundreds of thousands of dollars for a home in Seattle, you want to make sure the neighborhood is a good fit for your lifestyle. This is arguably just as important as the house itself. So let’s explore the most popular neighborhoods in Seattle, from a home buying perspective.
We’ve published many Seattle real estate market reports over the years, and most were geared toward home buyers. Today, we’ll offer some helpful insights for tech employees who are planning to relocate to Seattle in 2024.
In this guide: An explanation of “Mello-Roos” taxes in California and how they can affect home buyers, including the pros and cons of buying in such a district.
Will the rest of 2024 be a good time to refinance a home in the state of Washington? Can homeowners benefit from the drop in mortgage rates that occurred at the end of 2023? Those are two of the frequently asked questions we’ll be addressing in this mortgage market update for 2024.
As a Seattle-area mortgage company, we do our best to educate local home buyers about their different mortgage options. To continue that tradition, we’ve created an FHA loan fact sheet for borrowers in the state of Washington.
Portland, Oregon, home buyers could enjoy a slower real estate market in 2024, with lower home prices and mortgage rates. For these and other reasons, the Portland housing market could be more buyer-friendly in 2024 compared to the past few years. Here’s an updated look at current real estate trends across the Portland-Vancouver metro area, emphasizing the above buyer-friendly conditions.
Like many parts of the country, California’s housing market has suffered from chronically low inventory levels for quite some time. Supply levels dropped further during the first few months of 2023 due to higher mortgage rates that cooled the real estate market. But in the early days of 2024, California housing market inventory levels are starting to rise again. And once again, mortgage rates play a central role. Rate reductions over the past couple of months have brought more sellers into the market, increasing inventory levels.
In 2024, home buyers in Washington could enjoy lower mortgage rates than last year (on average), along with higher loan limits for FHA and conventional loans. Those are just two of the Washington mortgage trends you should know about in 2024, if you’re planning to buy or refinance a home. So let’s take a closer look at these trends and what they might mean for borrowers in 2024.
Are you planning to buy your first home in the state of Washington sometime during 2024? Wondering what the real estate market might be like next year and how it could affect you? If so, you’re in the right place. Sammamish Mortgage created this report to bring first-time home buyers up to speed on current market trends across the state of Washington so you can enter the market more prepared.
When it comes to VA loans, the home appraisal is one of the most important steps along the path toward closing. The appraisal can determine whether the property is eligible for VA-backed mortgage financing. This article will explore the minimum property requirements for VA loans in Washington, where they come from, and how they can affect you when buying a house.
Should I buy a home in Seattle over the next few months, or wait until 2024? What will the local real estate market be like next year? What’s the general outlook and forecast for the Seattle, Washington housing market in 2024? These are common questions among local home buyers who are planning to make a purchase. After several tumultuous years within the real estate market, a lot of future buyers are now scratching their heads as to how to formulate a plan. We’ve created this report to help you make a more informed decision.
Like many cities across the country, the real estate market in and around Portland, Oregon is experiencing something of a paradox in 2023. Home prices have begun rising again, despite the fact that higher mortgage rates have softened demand among buyers. This ongoing trend will affect anyone who is planning to buy a home in the Portland metro area through the rest of 2023 and into 2024. We recently published a detailed outlook for the Portland real estate market, covering a variety of housing-related factors. Today, we will focus on the counterintuitive combination of rising home prices amid slower sales.
The real estate market in Portland, Oregon has experienced a lot of interesting trends and developments over the past few years. So we thought it might be helpful to provide a 2024 roundup of the latest home price trends for the Portland, Oregon metro area.
First-time home buyers in Washington tend to have a lot of questions about down payment requirements for a mortgage loan. One of the most common questions is, what types of funds can I use toward my down payment? In this article, we will talk about some of the acceptable sources for down payment funds, when using a mortgage loan in Washington State.
In the real estate world, the big headline right now is that the housing market is cooling down. Home buyers within the Portland, Oregon housing market can actually benefit from this cooling trend. Below, we will examine three advantages buyers have today that they haven’t enjoyed for quite some time.
The Boulder real estate market forecast for 2024 holds out a sliver of hope for homebuyers wishing to secure a property as interest rates dip. Will inventory improve enough to give first-time home buyers a fighting chance?
The Bellingham, WA, real estate market in 2024 is likely to slowly relax from a tight inventory and sellers market to a more favorable option for would-be homebuyers. Is now a good time to start planning to buy a home in Whatcom County?
Knowing the average Seattle housing cost in 2024 can help you decide if it’s the right time to buy a home in Seattle this year or wait a little longer for the market to cool.
Hopeful homebuyers need to be prepared for challenging Denver housing market trends. Partnering with the right mortgage lender and making a strong offer can tip the balance in your favor.
Looking to buy a home in Bellevue, WA? If so, have you considered exactly where in the city to buy? Read on to discover some of the best neighborhoods in Bellevue to live in.
Understanding the refinance process is a must for homeowners, especially if everything is going to go according to plan. Thus, in order to assist you, here’s a quick refinancing overview.
Are you looking for a home in the greater Seattle Area, but aren’t sold on living inside the Emerald City’s limits? Check out these five great Seattle area cities for outdoor-lovers.
Damp, bugs, roof damage – there is an entire list of things home sellers try to hide from home inspectors. As a home buyer, be prepared for surprises at inspection time.
A new home typically comes with larger energy bills, especially in the wintertime. So, why not do yourself a favor and follow these energy-saving tips for a warmer and more cost-effective home.
Whether you’re buying a home or ready to refinance, our professionals can help.
{hours_open} - {hours_closed} Pacific
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.