Jumbo Home Loans in WA State

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close. $0 Lender Fees

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Do you need a home loan in WA State that is larger than the conforming loan limit? It’s time to apply for a “jumbo loan” to cover the price of your chosen home. Some mortgage companies can’t offer jumbo loans, but at Sammamish Mortgage we offer jumbo and super-jumbo mortgage loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a jumbo loan that only takes 30 seconds!

Qualifying for a Jumbo Home Loan Is Easier Than You Think

  1. Have a FICO score of 700 (720 in some cases.)
  2. Ensure your debt-to-income (DTI) ratio is solid enough you won’t get over-leveraged.
  3. Show cash reserves on hand (equal to up to one year of mortgage payments.)
  4. Present your full tax returns, W-2s, 1099s, and bank/investment account statements.
  5. Be ready to pay for a second appraisal on request.

Apply for a Jumbo Loan Today

Family-owned since 1992 proudly serves customers seeking homes in WA State. Our Loan Officers are focused on helping you get the best loan product for your specific situation. You can start your jumbo loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 376 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Ryan Lee
April 30, 2024
Shoutout to Barb for helping us close by the end of April. Appreciate the team and their competitive rates.
Isaac L.
April 16, 2024
I had a great experience! The staff was very friendly and walked me through the entire process, answering my questions as they arose. They were quick to respond and moved quickly through the closing process, which was accelerated for my home purchase.
Christopher J.
April 16, 2024
This is my third time using Sammamish Mortgage to secure a home loan. Theyre always professional, fast and provide a smooth process for the customer. Ryan (and team) go above and beyond to ensure you have the right information to make informed decisions to maximize your loan and reduce costs and interest rates.
Amy L.
April 13, 2024
First class! We had a complicated situation to close but Sandra and Jana worked diligently to close just a day late.
Tommy F.
April 12, 2024
They were very easy to work with and gave us the best loan rates available to us.
Lisa E.
April 5, 2024
Very positive. Good communication. User friendly website.
Stelina S.
April 4, 2024
I enjoyed working with Sandra and Barb. They were kind, friendly and responsive.

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