Whether you’re buying a home or ready to refinance, our professionals can help.
Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.
The experts at Sammamish Mortgage can help you determine what interest rate you can expect to pay in Washington State. You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use. Mortgage rates can change constantly, and they vary based on a number of factors, including the borrower’s qualifications. That’s why it’s important to get an individualized rate quote tailored to you personally. Sammamish Mortgage can give you a personalized quote for current mortgage rates in Washington State, Oregon, Colorado, Idaho & California, as these are the states we serve.
Sammamish Mortgage has been serving the Pacific Northwest for more than 30 years. Many of our customers come from the Seattle & Bellevue, WA metro area in particular. Our business model allows us to offer some of the lowest mortgage rates you’ll find anywhere. More importantly, we can also help you choose the right type of home loan for your particular situation. The table above gives you some insight into the current Seattle and Washington State mortgage rates available in today’s market. The rates shown in the table include a variety of loan types, including jumbo, fixed, and adjustable-rate mortgages. They also include government-backed mortgage loans such as FHA and VA. We also offer bridge loans and construction loans. Please contact us if you would like to receive a personalized Seattle mortgage rate quote based on your current financial situation.
In addition to Washington State, we also provide loans for customers in Idaho, Colorado, Oregon & California. We can provide you with a current mortgage rate quote for whichever one of these states you plan to buy in. Sammamish Mortgage is a family-owned mortgage company with over 29 years of experience providing loans at competitive rates for our customers. If you’re planning to purchase a home in WA, ID, CO, OR or CAL, and you’re going to obtain a mortgage loan, reach out to us today for a personalized mortgage rate quote.
You’ll notice a “points” column in the current mortgage rates table above. A point is equal to one percent of the loan amount. As a borrower, you can choose to pay points at closing (in addition to the standard third-party and lender fees) in order to secure a lower interest rate on your loan. The table shows how points can affect mortgage rates. Generally speaking, paying more points at closing will help you secure a lower rate. So, there’s an inverse relationship between the two. To obtain the best rates and closing costs based on your specific situation, please use our Interest Rate Quote tool, or contact our knowledgeable staff for assistance.
Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.
Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.
If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 30 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO and CAL. If you’re looking to buy a home in one of these states, we can help!
We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO & CAL. If you’re looking to buy a home in one of these states, we can help!
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