Mortgage Rates

Current Mortgage Rates

The experts at Sammamish Mortgage can help you determine what interest rate you can expect to pay in Washington State. You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use. Washington State mortgage rates can change constantly, and they vary based on a number of factors, including the borrower’s qualifications. That’s why it’s important to get an individualized rate quote tailored to you personally. Sammamish Mortgage can give you a personalized quote for current mortgage rates in Washington State, Oregon, Colorado, and Idaho, as these are the states we serve.

Highly Competitive Rates

Sammamish Mortgage has been serving the Pacific Northwest for more than 28 years. Many of our customers come from the Seattle metro area in particular. Our business model allows us to offer some of the lowest Seattle mortgage rates you’ll find anywhere. More importantly, we can also help you choose the right type of home loan for your particular situation. The table above gives you some insight into the current Seattle and Washington State mortgage rates available in today’s market. The rates shown in the table include a variety of loan types, including jumbo, fixed and adjustable-rate mortgages. They also include government-backed mortgage loans such as FHA and VA. We also offer bridge loans and construction loans. Please contact us if you would like to receive a personalized Seattle mortgage rate quote based on your current financial situation.

Live Mortgage Rates for the Pacific Northwest

In addition to Washington, we also provide loans for customers in Idaho, Colorado and Oregon. We can provide you with a current mortgage rate quote for whichever one of these states you plan to buy in. Sammamish Mortgage is a family-owned mortgage company with over 27 years of experience providing loans at competitive rates for our customers. If you’re planning to purchase a home in WA, ID, CO or OR, and you’re going to obtain a mortgage loan, reach out to us today for a personalized mortgage rate quote.

Paying Points at Closing

You’ll notice a “points” column in the current mortgage rates table above. A point is equal to one percent of the loan amount. As a borrower, you can choose to pay points at closing (in addition to the standard third-party and lender fees) in order to secure a lower interest rate on your loan. The table shows how points can affect Seattle / Washington State mortgage rates. Generally speaking, paying more points at closing will help you secure a lower rate. So, there’s an inverse relationship between the two. To obtain the best rates and closing costs based on your specific situation, please use our Interest Rate Quote tool, or contact our knowledgeable staff for assistance.


Transparency In All We Do

We provide reliable, transparent rates and fees to all our clients. Nothing to hide, no surprises


On Time Closing

Our experience and professional team ensures a smooth on-time closing without unexpected surprises


Unparalleled Reputation

5-star lender with an A+ Better Business Bureau rating, supported by an award-winning operations and sales staff


Online Tools That Matter

You can apply online, check rates in real time and get a free home valuation right on our website


Fast Appraisals

We order appraisals with local companies who know the area, know the market and can provide quick return on reports


Communication Is Key

Consistent notifications keep you informed throughout the loan process. You have consistent access to a local, in-house team member during the loan process