Welcome to Sammamish Mortgage!
Proudly serving the Pacific Northwest since 1992, we’re a family-owned and operated company dedicated to helping home buyers get the best possible loan at a great rate.
Local, Direct lender with In-House Underwriting
We do not outsource. We process, underwrite, and fund our loans in-house, giving us complete control of the loan process from beginning to end. Our team comprises salary-based Loan Officers who are compensated and driven to advise and educate our clients. This unique advisor approach eliminates the traditional high-pressure sales techniques and high Loan Officer commissions. This has allowed us to create a boutique experience accompanied by low rates and fees.
Since we do not outsource, we can pre-underwrite our clients before shopping for a home via our Diamond Homebuyer Program. This no-cost program significantly increases our client’s chances of getting offers accepted on a new home purchase.
Our team of highly experienced Loan Officers are available 7 days a week, 365 days a year
Our Loan Officer team model allows us to provide the kind of support you need to succeed in this demanding real estate market, which is impossible to accomplish as an individual LO. Our group of highly experienced and high-producing Loan Officers are available 7 days a week and 365 days a year. In the mortgage business, experience matters, as there are countless scenarios and variables that can impact a transaction. Having collectively closed well over 10 thousand mortgage loans over their careers, our Loan Officers have the reps and deep knowledge needed to solve a problem that can make or break a deal.
Who helps make your loan a successful transaction?
- Loan Officers: Ryan, Trevor, Nick, Sandra, Chris, and Mark – average over 20 years experience
- Loan Processors: Stacey, Jana, Tonya, Priscilla, and Barbara – average over 17 years experience
- Underwriters: Ericka and Dan – average over 19 years experience
- Closing: Candi and Jamie – average over 17 years experience
Tech Forward and Transparent
Sammamish Mortgage has continually been on the cutting edge of bringing technology to the mortgage process. Since being one of the first companies to publicly show live rates and costs online over 15 years ago, we have continually worked to streamline the loan process as much as possible. Our borrower portal enables our clients to complete their paperwork from initial application through closing in one secure location. Features within our singular system include automated income and asset verification. The ability to clearly view what’s needed for loan processing with the ability to then securely upload the requested documentation. Best of all, you can review and eSign almost all of the legal disclosures, from the initial paperwork to the final closing documents.
Innovative Loan Programs
In addition to offering all of the standard conforming, jumbo, and government loan programs, Sammamish Mortgage has partnered with a local Private Capital firm to offer some incredibly unique and innovative loan programs that are helping our clients win offers in today’s challenging housing market. These programs include:
Don’t Just Take Our Word for It
We’re proud to be one of the top lenders in the country. Four of our Loan Officers have ranked in the top 150 originators nationally, two have ranked in the top 20 nationwide, and both have, at different times, been recognized as the #1 originator in the Pacific Northwest. Our team’s consistency and devotion to customer services have earned Sammamish Mortgage an A+ rating with the Better Business Bureau and hundreds of 5 Star reviews across a number of third-party review sites. That’s just the beginning of what we offer.
Salary-Based Loan Officers
We believe the lender/borrower relationship starts with a foundation of trust. That’s why we pay all of our highly experienced in-house Loan Officers a competitive salary instead of awarding commissions based on loan volume and amounts. This means when you deal with one of our LOs, you’ll receive trustworthy education and advice regarding your loan, not pressure to close on a loan that could be too big for your budget.
Transparent Rates and Costs
You deserve full openness and honesty from your lender, and shouldn’t have to pay one fee after another just to get a loan. We don’t charge standard lender fees like underwriting, processing, administrative, or origination fees. We offer some of the lowest mortgage rates available and provide full transparency, so you can always see rates and costs specific to your situation.
When you apply for a home loan with Sammamish, you can benefit from our in-house underwriting department. You will work with us directly from the start of the loan process through closing instead of relying on third parties or other lenders to make decisions for us.
Get Pre-approved Today – It’s On Us!
Whether you want to finance a starter home or secure a jumbo loan, you’ve come to the right company. From the Shane family to yours, we pledge to make your home loan transaction the enjoyable and exciting experience it should be.
For more information about Sammamish Mortgage or to find out how we can assist you, we invite you to contact one of our professional Loan Officers today! Service areas include WA State, Oregon, Idaho, Colorado & California.