Get the loan you need for the house you want with a low rate
Why Do You Need to be a Diamond Homebuyer?
When you’re a Diamond Homebuyer, your offer will stand out from the crowd of standard pre-approved offers.
Far better than a normal pre-approval or pre-qualification, we move underwriting to the beginning of the buying process. Instead of waiting to get an official loan underwrite until after you get an offer accepted, put your earnest money down, order an appraisal and inspection; we move this part of the process up-front before you make an offer on a home. This provides sellers with a virtual guarantee that you can close quickly and on-time with no unexpected surprises in underwriting after the home is under contract. It will enable you to be as close to an all-cash buyer as you can get while still obtaining a mortgage.
We ensure your offer stands out from the crowd
With an underwritten loan approval, you can have full confidence to remove financing contingencies and compete with all-cash buyers without taking on risk of the loan falling apart at the last minute.
We prepare an Appraisal Gap Strategy to help you make a stronger offer
Our experienced loan officers will put together a strategy that will give you flexibility in the event the appraisal comes in low without significantly impacting your cash due at closing or your monthly payment. With home prices rising quickly don’t allow an appraisal using past sales derail your new home purchase.
We call the listing agent to verify your ability to close on-time
With bidding wars being a regular occurrence, we make sure the sellers know how and why your offer is stronger than the rest of the pack. You’ve worked hard to get yourself financially prepared to buy a home. We help you put your best foot forward and ensure there is no question in the seller’s mind that things will move quickly and smoothly if your offer is accepted.
Transparent Rates Available 24/7
We have nothing to hide! We allow our clients to see current rates and costs specific to their situation online. Never guess what the current rates are and what your payment would look like on a property you are considering making an offer on. Have confidence that we will always quote you real available rates regardless of what part of the home buying process you’re in.
Close in 3 weeks or less
By moving the majority of the work involved in the mortgage process to before you make an offer on a property, we not only remove the stress of the mortgage process, but we also enable to you to close quicker and gain a competitive advantage over other homebuyers.
Our team of Loan Officers are on call 7 days a week
Even the best Loan Officers get sick, go on vacation or have a life outside of work. Don’t risk having a Loan Officer that’s not available when you need them most. Our team model allows us to have experienced licensed Loan Officer’s (not Loan Officer Assistants) available 7 days a week. They’ll be able to answer any questions that you might have, update loan approval letters or make the helpful call to a seller’s realtor on your behalf.
They were awesome !! Always answered my questions and kept me updated on progress. Both Stacey and Trevor were great!
September 17, 2023
It was a very stressful time in my life. Sammamish Mortgage made the transition smooth!
September 12, 2023
Everyone involved was excellent. Chris Lewis and Barb Kite were so professional and went above and beyond to assist us in closing early. Wonderful hard working people.
September 7, 2023
The experience was exceptional, from beginning to end. All the questions we had were answered promptly and clearly. Working with Ryan Shane made our experience less stressful. I would recommend the mortgage company to my family and friends. Thank you!
Oriana Xin W.
September 7, 2023
Fantastic experience! We found the best rates with Sammamish and the fact that there were no origination fees made this a no-brainer. I only wish I found Sammamish Mortgage sooner!
September 6, 2023
Fantastic experience! We found the best rates with Sammamish and the fact that there were no origination fees made this a no-brainer. Plus, we were able to close early because of how efficiently they worked. I only wish I found Sammamish Mortgage sooner!
August 30, 2023
Everyone I worked with at Sammamish was helpful and so kind! They explained and walked me through the entire process!
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