Diamond Homebuyer

Become a Diamond Homebuyer! Don't pay more for a home just because you need a mortgage. We help you beat out pre-approved buyers and compete against all-cash offers.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Cash Buyer Program
Bridge Loans
Underwritten Pre-approvals
Appraisal Gap Strategy to help you make a stronger offer
Our team of loan officers are on call 7 days a week
Close in 3 weeks or less
Transparent Rates Available 24/7
We call the listing agent
Mortgage Brokers
Never
Never
Never
Rarely
Sometimes
Rarely
Sometimes
Sometimes
Big Banks
Rarely
Never
Sometimes
Rarely
Rarely
Rarely
Rarely
Sometimes
Online Lenders
Rarely
Never
Rarely
Rarely
Rarely
Rarely
Often
Rarely
Sammamish Mortgage
Sammamish Mortgage vs. the Competition
Mortgage Brokers
Cash Buyer Program
Never
Bridge Loans
Never
Underwritten Pre-approvals
Never
Appraisal Gap Strategy to help you make a stronger offer
Rarely
Our team of loan officers are on call 7 days a week
Sometimes
Close in 3 weeks or less
Rarely
Transparent Rates Available 24/7
Sometimes
We call the listing agent
Sometimes
Cash Buyer Program
Rarely
Bridge Loans
Never
Underwritten Pre-approvals
Sometimes
Appraisal Gap Strategy to help you make a stronger offer
Rarely
Our team of loan officers are on call 7 days a week
Rarely
Close in 3 weeks or less
Rarely
Transparent Rates Available 24/7
Rarely
We call the listing agent
Sometimes
Cash Buyer Program
Rarely
Bridge Loans
Never
Underwritten Pre-approvals
Rarely
Appraisal Gap Strategy to help you make a stronger offer
Rarely
Our team of loan officers are on call 7 days a week
Rarely
Close in 3 weeks or less
Rarely
Transparent Rates Available 24/7
Often
We call the listing agent
Rarely
Sammamish Mortgage

In addition to providing standard financing for all conforming, VA, and FHA loans, we offer:

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Cash Buyer Program

Become a cash buyer who can close in 10 days and make an all-cash offer

Bridge Loans

Go from a contingent buyer to a cash buyer who can close in 14 days

Investor Cash Flow Loans

Qualify based on the rental income of the property you're buying or refinancing

Jumbo Loans

Get the loan you need for the house you want with a low rate

Why Do You Need to be a Diamond Homebuyer?

When you’re a Diamond Homebuyer, your offer will stand out from the crowd of standard pre-approved offers.

Underwritten Pre-approvals

Far better than a normal pre-approval or pre-qualification, we move underwriting to the beginning of the buying process. Instead of waiting to get an official loan underwrite until after you get an offer accepted, put your earnest money down, order an appraisal and inspection; we move this part of the process up-front before you make an offer on a home. This provides sellers with a virtual guarantee that you can close quickly and on-time with no unexpected surprises in underwriting after the home is under contract. It will enable you to be as close to an all-cash buyer as you can get while still obtaining a mortgage.

We ensure your offer stands out from the crowd

With an underwritten loan approval, you can have full confidence to remove financing contingencies and compete with all-cash buyers without taking on risk of the loan falling apart at the last minute.

We prepare an Appraisal Gap Strategy to help you make a stronger offer

Our experienced loan officers will put together a strategy that will give you flexibility in the event the appraisal comes in low without significantly impacting your cash due at closing or your monthly payment. With home prices rising quickly don’t allow an appraisal using past sales derail your new home purchase.

We call the listing agent to verify your ability to close on-time

With bidding wars being a regular occurrence, we make sure the sellers know how and why your offer is stronger than the rest of the pack. You’ve worked hard to get yourself financially prepared to buy a home. We help you put your best foot forward and ensure there is no question in the seller’s mind that things will move quickly and smoothly if your offer is accepted.

Transparent Rates Available 24/7

We have nothing to hide! We allow our clients to see current rates and costs specific to their situation online. Never guess what the current rates are and what your payment would look like on a property you are considering making an offer on. Have confidence that we will always quote you real available rates regardless of what part of the home buying process you’re in.

Close in 3 weeks or less

By moving the majority of the work involved in the mortgage process to before you make an offer on a property, we not only remove the stress of the mortgage process, but we also enable to you to close quicker and gain a competitive advantage over other homebuyers.

Our team of Loan Officers are on call 7 days a week

Even the best Loan Officers get sick, go on vacation or have a life outside of work. Don’t risk having a Loan Officer that’s not available when you need them most. Our team model allows us to have experienced licensed Loan Officer’s (not Loan Officer Assistants) available 7 days a week. They’ll be able to answer any questions that you might have, update loan approval letters or make the helpful call to a seller’s realtor on your behalf.

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4.9
293 reviews
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Increase the odds of getting your offer accepted.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Our Reviews

Kelly Gitt
May 17, 2022
I can't begin to thank Sammamish Mortgage, specifically Ryan and Karen (my loan processor) for all of their help in making this process stress-free and fast. Ryan did a great job of explaining everything, and Karen walked me through every step of the process. I highly recommend them to anyone who is buying a home and looking for a high-quality mortgage company. You won't be sorry!
Troy Smith
May 16, 2022
The experience was wonderful end-to-end, and we felt supported throughout the entire process. The advice given was invaluable in helping us to be comfortable when going about this major life decision of buying a home. The entire team was patient and responsive towards all the question we had, no matter how minor they might have ended up being. Sammamish Mortgage is the place I will be recommending to anyone I care about (and even people I do not care as much about if I felt like being nice) looking for mortage support.
Nikki Schuster
May 14, 2022
Our experience was fantastic. Everyone we worked with responded quickly and knew the answers to our questions. They made a traditionally stressful process, relaxing and easy. Thank you to our Sammamish Mortgage team!
Van Leang
May 5, 2022
I narrowed down my choice to 2 lenders and ended up going with Sammamish because their rates and fees were transparent. Other lenders quotes higher rates and lowered then once I told them I found a lower rate. Sammamish quoted the lower rate right off the bat. I was prequalified through both lenders and once I chose Sammamish, they got my file to underwriting in 2 days and underwriting approved in 3 days. We got clear to close in 2 weeks. Nick is great and knowledge. I highly recommend this team.
Andrea W
May 5, 2022
Couldnt be happier! This is our 3rd transaction this last year and Im go grateful for true professional service! Trevor and Suzanne are the best!
Mark Leveck
April 28, 2022
Shane is one of the best mortgage brokers in the PNW. Super easy to work with, transparent on costs and closes on time 100% of the time. I've done at least 10 deals with him and all have close smoothly.
Anonymous
April 21, 2022
Very well. Sammamish mortgage was extremely well-informed and helpful, responded rapidly, provided me with good information and options, and got the job done very efficiently. They handled tricky refinance issues that other companies would not even attempt to deal with (moving and retiring in the midst of refinancing).

Connect with America’s Lending Experts today!

Whether you’re buying a home or ready to refinance, our professionals can help.