We've published a lot of information about the VA loan program over the last year or so. There are two reasons for this. The first is that it's one of our specialties. We are passionate about the VA loan program,…
Home prices across the state of Washington have risen steadily over the past year or so. According to one recent report, the median home value for the state climbed 8% over the past 12 months alone. And that's largely why…
Portland, Oregon is just one of many cities that will see higher conforming loan limits in 2019. Federal housing officials announced yesterday that the maximum conforming mortgage size for Portland and most of the U.S. will go up next year.…
Home prices in the Seattle metro area have risen quite a bit over the last year or so. As a result, federal housing officials recently announced that the conforming mortgage loan limit for the Seattle area will be increased for…
Nearly all home buyers who use an FHA loan in Washington State have to pay mortgage insurance premiums. Those premiums are required by the Federal Housing Administration and help to sustain the agency's capital reserves. There was some talk over…
In a previous blog post, we covered what is arguably the biggest benefit of VA loans in Washington State -- the zero down payment option. But that's not the only advantage this military-oriented program has to offer. It can also…
The Department of Veterans Affairs (VA) home loan program is an important benefit for military members and veterans in the U.S. It's also arguably the best way to finance a home purchase, for those who qualify for the program. Today…
FHA loans are a popular mortgage option among home buyers in Washington State, and elsewhere across the country. They don't compete with conventional loans, in terms of overall market share. But they do come in second. In 2017, nearly 19%…
For buyers who are purchasing a "fixer-upper" home in Washington State, financing can sometimes be a challenge. That's because many home buyers in this situation actually need two kinds of loans -- one to purchase the property, and one to…
Conventional loan limits for the Seattle metro area might go up in 2019, due to significant home-price gains that have occurred over the last year. Currently, the conforming loan limit for Seattle (and all of King County) is $592,250. But…