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Conforming Loan Limited Set by the FHFA

If you’re searching for a home mortgage loan, you are likely to come across the term “conforming loan” at one point or another. Simply put, a conforming loan is a loan which doesn’t exceed the limit put in place by the Federal Housing Finance Agency (FHFA). The FHFA places loan limits for each county within the states throughout the country; these county-based loan limits are then continually updated to reflect changes in the real estate market. To learn more about our conforming loan programs in WA, OR, CO or ID contact our mortgage lenders now!

Benefits of a conforming loan:

  • Often easier to qualify for.
  • Can have a lower mortgage interest rate.
  • May offer a lower down payment.
  • Can allow some wiggle room with your credit score.

Choose Sammamish Mortgage for Your Conforming Loan

Sammamish Mortgage is a family-owned mortgage company. We have over 25 years of experience providing mortgage loans for home buyers in the Pacific Northwest region. If you’re looking to buy a home in WA, OR, ID or CO, we can help. We provide conforming loans to home buyers at highly competitive interest rates. If you’re interested in obtaining a conforming loan, take a look at our convenient, online mortgage application system. With our online loan application system, you can choose your loan product, upload your documents and then submit for review, entirely from your mobile device! Contact us today if you’d like more information!

Thanks for choosing Sammamish Mortgage as your Trusted Mortgage Company!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 499 Reviews
4.9 164 Reviews
4.9 102 Reviews
4.6 114 Reviews
Avsar Dahal
November 9, 2025
Ryan matched the best mortgage rate we were offered from a non local company. Then we worked with Barb and Ryan to fund our loan. Barb was very thorough in reviewing our documents and answered every question along the way. Our loan was funded before the deadline, so kudos to the whole team to take us to the finish line.
Jordan Hansen
November 7, 2025
I felt that the experience was smooth and the portal for updating documents was easy to use and my loan processor was very conscientious in keeping me updated on what I needed to upload. I appreciated that from the moment I locked my rate until I closed my loan only took 20 days. The realtors that I worked with were even impressed that it was able to close that quickly.
Michael Saia
October 22, 2025
Sammamish Mortgage made the entire process fast, organized, and smooth. Their team communicated clearly every step of the way and made what can usually be a stressful experience feel effortless. Ive purchased a home before through a different company, and the difference was night and day. Sammamish was far more efficient, transparent, and professional. Everything moved quickly, documents were easy to understand, my documents were easy to upload, and any questions I had were answered right away. I truly felt like they cared about making things easy for me. Ill definitely be coming back to Sammamish Mortgage for any future home purchases or refinances. Highly recommend!
Joe Flack
October 13, 2025
We had a very positive experience with Sammamish Mortgage. In particular, the loan processor, Shawn, was outstanding in his ability to ensure a smooth transaction even through underwriting. He has a keen ability to integrate disparate financial events and present them coherently for underwriting. He made the entire loan origination process smooth and stress-free, keeping us informed every step of the way. Shawn and the loan officers with whom we interacted (Trevor and Jessica) were not only warm and respectful in our discussions but they also worked diligently and efficiently to originate the loan so that our home purchase could close on schedule.
Jon Cole
October 8, 2025
Amazing rates, great communication, very helpful employees.
Jessie Harrington
September 29, 2025
My partner and I bought our first home with Sammamish Mortgage. We worked with Jessica and Barb and couldnt have had a better experience. Both were very responsive, thorough and made sure we understood what was happening throughout the entire process. We will definitely be referring all of our family and friends here!!
Andrew
September 27, 2025
10/10 service. Communication has been excellent throughout the process. I had some unexpected circumstances arise at the last minute before closing, and the staff at Sammamish was nothing but understanding and gracious.

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