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Conforming Loan Limited Set by the FHFA

If you’re searching for a home mortgage loan, you are likely to come across the term “conforming loan” at one point or another. Simply put, a conforming loan is a loan which doesn’t exceed the limit put in place by the Federal Housing Finance Agency (FHFA). The FHFA places loan limits for each county within the states throughout the country; these county-based loan limits are then continually updated to reflect changes in the real estate market. To learn more about our conforming loan programs in WA, OR, CO or ID contact our mortgage lenders now!

Benefits of a conforming loan:

  • Often easier to qualify for.
  • Can have a lower mortgage interest rate.
  • May offer a lower down payment.
  • Can allow some wiggle room with your credit score.

Choose Sammamish Mortgage for Your Conforming Loan

Sammamish Mortgage is a family-owned mortgage company. We have over 25 years of experience providing mortgage loans for home buyers in the Pacific Northwest region. If you’re looking to buy a home in WA, OR, ID or CO, we can help. We provide conforming loans to home buyers at highly competitive interest rates. If you’re interested in obtaining a conforming loan, take a look at our convenient, online mortgage application system. With our online loan application system, you can choose your loan product, upload your documents and then submit for review, entirely from your mobile device! Contact us today if you’d like more information!

Thanks for choosing Sammamish Mortgage as your Trusted Mortgage Company!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 489 Reviews
4.9 161 Reviews
4.9 100 Reviews
4.6 114 Reviews
Josh Perez
September 16, 2025
They were super proactive with everything. We changed our closing date to early and they handled everythig flawlessly. Im a very persistent and proactive person and they were on top of everything and made sure I was aware of every step. Kimberly, Heidi, and the whole team are awesome.
Ryan Anderson
September 16, 2025
After shopping around with a few lenders, Sammamish had the best rates, AND was local, AND was responsive, AND was flexible, AND had great customer service. Even my Realtor commented that they were a dream to work with. I always recommend shopping around, but make sure you give Sammamish Mortgage a shot. Their rates and service blew the big companies out of the water.
Janet Smith
September 15, 2025
Team was professional, fast, and answered all my questions and concerns for a recent refinance. I recommend Sammamish Mortgage for your mortgage needs.
Brad
September 12, 2025
From start to finish, the entire process went smooth! Both Jessica and Tonya were great to work with and ensured we understood everything at each milestone. Thank you for assisting us in purchasing our new home! Cant recommend Sammamish Mortgage enough!
Thomas Bierlein
September 9, 2025
As a realtor, I work with many lenders, and Sammamish Mortgage is always a top recommendation for my clients. When it came time for me to purchase an income property, it was clear they were the right mortgage broker for me as well. The team at Sammamish Mortgage is smart, caring, and incredibly responsive. I would give Ryan Shane and his team six stars if that were possible!
Thomas Zander
September 9, 2025
One word, Great!
Sarah Vu
August 26, 2025
Nick and Tonya worked with me on my loan, and they are an excellent team! I chose them out of the 6+ lenders I contacted -- in fact, two of the other ones I reached out to even advised me to choose Sammamish because their rate could not be beaten. Excellent rate aside, the team is very quick to respond on email/phone and are happy to explain any questions you have. I would highly recommend them.

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