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5-Star Service
Avoid high fees Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close
4.9
500+
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30-Year Fixed Rates are Still Historically Low!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How it Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage off at any time without pre-payment penalties

Qualification Requirements

  • Refinance up to 97% of your primary home’s value
  • Buy a home with as little as 3% down (primary home)
  • Loan amounts from $75,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Sammamish Mortgage

  • We put YOU first. We are committed to getting every client the very best possible deal every single time.
  • Sammamish Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Sammamish Mortgage will find you the loan that is right for you!!!
A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 537 Reviews
4.9 167 Reviews
4.9 102 Reviews
4.6 115 Reviews
J
March 12, 2026
Highly recommend checking out Sammamish Mortgage. Going with a local, well known, highly respected mortgage broker like Sammamish Mortgage has a number of benefits. Not only do you get just as good rates as any other big-box broker or bank, you get dedicated, hands-on, personable, responsive, and consistent service! I had gotten quotes from Rocket, Loan depot, and Quicken, but those big box just bounce you from one customer service agent to another, and did not provide any better loan rate! Also, I had a selling agent tell me that if a Seller is choosing between identical offers, they would select an offer that works with Sammamish vs big-box brokers. Even realtors are frustrated with not being able to contact loan agents and encounter slow response times. I'm sure everyone at Sammamish are great, but in case you want name drops. . .Ryan was fantastic providing different options and recommendations based on my situation, floating out ideas and concepts I hadn't even heard of (like recasting your loan!). Shawn was also great on the processing side and was ALWAYS responsive during the entire process. Oh, and one more thing. . .Unlike other big-box brokers who bait you with calculating an instant offer but require you to provide your phone number and email. . .Sammamish shows their LIVE rates on their website WITHOUT requiring you to share your phone and email- YOU WON"T GET SPAM like I did with other brokers. Loan Depot was the worst, calling me 3 x a day for 2 weeks. (just google Loan Depot reviews online and you'll see what I'm saying). Sorry for the ramble. . .I just can't say enough about Sammamish Mortgage!
Elsa Watland
March 9, 2026
Our second time working with Sammamish and can't recommend enough. Experience was smooth and professional.
Owen Johnson
March 5, 2026
Highly recommend Sammamish Mortgage. Christina and Shawn were amazing, provided immediate responses to our questions and stayed on top of our file the entire process. We had to jump through a hoop at the eleventh hour (our fault), but they helped us out big time and made sure we met our closing date. Sammamish also beat the rates of every other lender we quoted, specifically those of the large lenders / mortgage companies. Would absolutely recommend their services!
Constantin Berzan
March 3, 2026
Trevor and the team at Sammamish are great. They communicate clearly, they are transparent about costs and fees, and they are able to move very quickly in a competitive situation. I would definitely work with them again.
Britnee Patjens
March 3, 2026
Clint and Shelly made what felt overwhelming at first so smooth and manageable. They took the time to explain every step, answered all of my questions (no matter how small), and made sure my parents felt confident throughout the process. Their communication was clear, timely, and professional from start to finish. Im so grateful for their guidance in helping myself & my parents with the successful quick transaction.
Persio Solis
March 2, 2026
Flexible and reliable support: My wife and I worked with Nick and Tonya at Sammamish Mortgage for our first home purchase. As first-time home buyers, we had many questions about the process and every detail when it comes to money. Nick and Tonya kept frequent communication with us and educated us on the different rate and closing credit bundles, nuances of different loan types, and what line items in the loan estimate represent. Sammamish Mortgage was able to complete a 3-week closing which made our offer more attractive to the seller. Thanks Nick and Tonya for your support and guidance in this endeavor.
Keri Meyers
February 28, 2026
Working with Jessica Ebner at Sammamish Mortgage was a fantastic experience. From our first conversation to funding, she demonstrated exceptional knowledge, patience, and attention to detail. She was always quick to respond, proactive in communication, and made sure we understood every part of the process. Jessicas level of service truly stands out. She made us feel like a priority and guided us with confidence and care. We couldnt have asked for a better loan officer and will absolutely refer friends and family to her in the future.

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