Whether you’re buying a home or ready to refinance, our professionals can help.
Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.
Located just south of the Canadian border, the city of Bellingham has long attracted attention as the home of Western Washington University. In recent years, the city has experienced considerable growth in its real estate market. As of August 2023, Bellingham boasts a median home value of approximately $635,981. This figure is impressive considering the fact that Bellingham’s population is only about 90,000.
The Bellingham market is expected to grow over the upcoming year. The rise of the Bellingham real estate market can be explained at least in part as a result of its scenic beauty and outdoor attractions. Part of Lake Whatcom runs through the city; there’s also the Bellingham Bay, Lake Padden Park, Larrabee State Park, and Whatcom Falls Park.
In addition to plenty of outdoor activities and scenery, Bellingham has a number of neighborhoods that are notable for their high quality homes and safety. Some of these neighborhoods include Sehome, Columbia, Alabama Hill, Larson Mill, Happy Valley, and others.
If you’re looking for a home in Bellingham, you can’t go wrong with a home in one of these top-quality neighborhoods. Potential buyers should also be concerned about mortgage rates for their Bellingham home. And that’s where Sammamish Mortgage, a family-owned mortgage company, comes into play.
Your rate quote is based on a variety of factors (including your credit score, down payment, and purchase price) and delivers the most accurate results possible based on your inputs.
One of the big advantages of applying for mortgage rate quotes and preapproval through Sammamish Mortgage is that we charge none of the traditional lender fees added by mortgage brokers.
We also pay our Loan Officers a salary instead of a commission based on the loan amount, so they are motivated to help you find the best home loan, not just sell you the biggest loan.
If you are ready to move forward, you can view rates, obtain a customized quote using our Instant Rate Quote tool, or apply for preapproval directly from our website.
Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.
Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.
If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 30 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO and CA. If you’re looking to buy a home in one of these states, we can help!
We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR, CO & CA. If you’re looking to buy a home in one of these states, we can help!
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