Homes in the Seattle area are appreciating at the fastest rate in the nation. Over the last 12 months, for example, homes in Seattle have gone up 14.1%, Bellevue 12.1% and here in Sammamish, 12.2%. Even though those rates—what real…
When you buy a home, you can choose to pay for a portion of the home up-front without financing through a down payment. The down payment is given to the seller and the remaining balance is financed through your mortgage…
What determines my mortgage rate? There are many factors that will determine what mortgage rate you will qualify for: Loan to value (LTV) – determined by your down payment or equity in your home Debt to income ratios (DTI) – determined…
When you’re making a property purchase decision or refinancing your home, it may be difficult to know where to invest your time. After all, you want to make your mortgage decision with full faith and confidence that you have the…
Adding an addition to your home can be an exciting opportunity to explore. Maybe you're weighing the options between refinancing your Seattle home to add an addition, or to buy a new house in the area instead. There are a…