Home shopping is time-consuming, especially if you have a long list of must-haves. So, why not do yourself a favor and seriously consider a few homes that don’t meet all your requirements.
As a homeowner, there are numerous situations in which someone might need a home service professional. On the other hand, this can also create a sense of vulnerability because people might not know who to choose. In order to find the right home service professional, there are a few tips that people need to follow.
1. Confirm Credentials
The home improvement professional that you bring into your Idaho or Oregon home should be experienced and qualified to do the work you hire them to do. Credentials and experience are great markers of a home service professional’s training and track record; however, it is still important to confirm these credentials. Be sure to ask the contractor for references regarding his or her prior work.
Then, take the time to confirm these references. This will help homeowners make sure they are getting the right person for the job. If the past contracts went well, the future ones are likely to meet expectations as well. If you find a slew of complaints about the person or company and discover that they don’t have the necessary qualifications to do the job, look elsewhere.
2. Talk About Licensing And Permits
Not only should home service professionals have the right licensing and credentials to do their job, but they should also have the right licensing and permits for the project. In some cases, it might be the responsibility of the homeowner to collect these permits, but you should find out who is getting them, as they are often required for specific projects.
If someone doesn’t have the right permits for the job, this could lead to a ticket. If the jurisdiction that you live in finds out that you’ve performed work without a required permit, you could either be asked to pay for it after the fact or be asked to take down the work performed.
Work done without a permit in Seattle or Portland might also impact the home’s value when it comes time to sell it. If a buyer asks to see permits for renovations that have been done to your home in the past and you are unable to provide them, this could throw a wrench in your deal if you were to sell in the future. A contractor should be able to help homeowners work through these issues.
3. Ask About Insurance
All contractors need to have insurance for their work. In some cases, problems might arise as the project unfolds. This could lead to expensive home repairs in Washington or Colorado. Contractors are supposed to have insurance to cover the cost of these repairs. If not, the contractor is opening himself or herself up to a lawsuit.
Ask to see the contractor’s proof of insurance upfront before the project starts. This will provide an extra layer of protection.
4. Choose a Contractor Who Specializes in the Project You Need Done
Ideally, you want to have a professional who is well-versed in the exact type of project that you need done in your Boise or Denver home. Whether that’s kitchen renovations, flooring, drywalling, or any other project, the people you hire should be experienced.
Projects are often highly regulated and come with certain building codes and required permits, so having someone who is experienced in the specific upgrade you’re making will know all the ins and outs about doing the job properly and legally.
5. Get Bids
Research a few contractors and ask for bids on your specific project. Reputable contractors will be able to provide you with a detailed quote that lists all the work that needs to be done along with a quote. Compare the bids that you receive and make sure they are accompanied by a break down in the cost of labor, materials, and other expenses.
6. Get Everything In Writing
Finally, all expectations need to be written down. While some contractors might not like to have their words set in stone, professionals who are confident in their ability to deliver should not have a problem with this. This is particularly true when it comes to price quotes.
The last thing you want is to be charged for work or materials that you didn’t initially agree to when you first signed up for the work to be done, Ideally, all work and materials should be itemized in detail, and If any changes need to be made with the work, a change order should be signed off on, which details any changes that have been made, including on the scope, design, and schedule.
Make sure that all guarantees are received in writing and kept organized. Any agreements on behalf of either the client or contractor need to be tracked. This way, everyone is held accountable.
Have Questions About Mortgages?
If you have questions about home loans or are ready to apply for one, Sammamish Mortgage is here to help. We are a local, family-owned company based in Bellevue, Washington. We serve the entire state, as well as the broader Pacific Northwest region that includes Idaho, Colorado, and Oregon. We offer a wide variety of mortgage programs and products with flexible qualification criteria. Please contact us if you have mortgage-related questions.