Whether you’re buying a home or ready to refinance, our professionals can help.
Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.
The State of Colorado has seen significant increases in its real estate market in recent years. Now may be the perfect time to enter the Colorado market. If you are considering buying a home in Colorado and plan to obtain financing, you need to put in the effort to acquire the best mortgage rate.
Shopping around for current mortgage rates will help you save money in the long term. Sammamish Mortgage has been serving Colorado home buyers since 1992 and can provide you with a competitive mortgage rate today. Contact one of our mortgage professionals to learn more and check out our mortgage rates today for your Colorado home.
It’s no surprise that many new buyers are entering the market in the State of Colorado. Colorado’s real estate market has come a long way. This is due in part to the state’s growing economy, scenic beauty, and its many other attractive features. Colorado has a few cities which are among the more attractive in the country. Denver, for instance, routinely ranks high on many indices of quality of life. Colorado has several other highly attractive cities as well, including Fort Collins, Boulder, and Colorado Springs.
Currently, as of January 2022, Colorado has a statewide median home value of approximately $528,211. This figure represents a more than 22% increase over the median value of several years prior. What’s more, the Colorado market will continue to increase over the upcoming 12 month period.
Colorado has plenty of lovely parks and opportunities for outdoorsmanship. Just to the west of Denver, you’ll find Rocky Mountain, National Park. Just north and south of Rocky Mountain you’ll find Arapaho & Roosevelt National Forests. And a bit further west you’ll find Medicine Row-Routt National Forests.
The Rocky Mountains themselves are a marvelous sight, and there’s no shortage of opportunities to ski and hike all throughout the state. Colorado’s economy also has plenty of bright spots. In 2019, the city of Denver saw impressive economic growth. The city’s growing tech sector has done a lot to attract talented professionals from across the country. View Colorado Market forecast for 2022.
Your rate quote is based on a variety of factors (including your credit score, down payment, and purchase price) and delivers the most accurate results possible based on your inputs.
One of the big advantages of applying for mortgage rate quotes and preapproval through Sammamish Mortgage is that we charge none of the traditional lender fees added by mortgage brokers.
We also pay our Loan Officers a salary instead of a commission based on the loan amount, so they are motivated to help you find the best home loan, not just sell you the biggest loan.
If you are ready to move forward, you can view rates, obtain a customized quote using our Instant Rate Quote tool, or apply for preapproval directly from our website.
Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.
Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.
If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 29 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
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