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Conforming Loan Limited Set by the FHFA

If you’re searching for a home mortgage loan, you are likely to come across the term “conforming loan” at one point or another. Simply put, a conforming loan is a loan which doesn’t exceed the limit put in place by the Federal Housing Finance Agency (FHFA). The FHFA places loan limits for each county within the states throughout the country; these county-based loan limits are then continually updated to reflect changes in the real estate market. To learn more about our conforming loan programs in WA, OR, CO or ID contact our mortgage lenders now!

Benefits of a conforming loan:

  • Often easier to qualify for.
  • Can have a lower mortgage interest rate.
  • May offer a lower down payment.
  • Can allow some wiggle room with your credit score.

Choose Sammamish Mortgage for Your Conforming Loan

Sammamish Mortgage is a family-owned mortgage company. We have over 25 years of experience providing mortgage loans for home buyers in the Pacific Northwest region. If you’re looking to buy a home in WA, OR, ID or CO, we can help. We provide conforming loans to home buyers at highly competitive interest rates. If you’re interested in obtaining a conforming loan, take a look at our convenient, online mortgage application system. With our online loan application system, you can choose your loan product, upload your documents and then submit for review, entirely from your mobile device! Contact us today if you’d like more information!

Thanks for choosing Sammamish Mortgage as your Trusted Mortgage Company!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 318 Reviews
4.9 118 Reviews
4.8 90 Reviews
4.6 107 Reviews
Carrie B
March 23, 2023
Great communication. Quick to respond. Very helpful, making the process easy.
Tony Lam
March 20, 2023
Steve has been a pleasure to work with. His attention to detail, patience, and service is top notch. Also a shout out to Sandra, who was part of the weekend on-call staff. The staff go above and beyond to provide excellent customer service. Although I did not ultimately close with Sammamish, I highly recommend considering Sammamish if you are in the market for a loan.
Daniel Tobin
March 12, 2023
We had the pleasure of working with Senior Loan Officer Trevor with the purchase of our first home. The entire process was smooth, efficient and very informative. Sammamish Mortgage went above and beyond what our expectations were and we feel very fortunate to have selected them to work with. Great family/local business. I cannot say enough good things about them. If you're shopping for home loans, these are your guys!
Muath Mahmoud
March 9, 2023
Ryan and Tonya gave me some of the most impressive customer service I've ever experienced. As so many know, the home-buying experience can be a mountain of uncertainty, worry, and stress, and the financing can be extra-special maddening. Here's my story: I received our pre-approval under another company although I explained my entire situation they said everything is PERFECT!!! I as less 15 days of my closing and needed something urgently or ill lose my home under this crazy market situation. Ryan responded to my call for a more competitive quote, worked with me until 6pm and then again starting at 8am, and got the whole loan locked kept assuring me how delightful and trustworthy they are.Then guess what!!! My loan were approved in just 3 days.... Their service didn't stop there. Throughout the process, they communicated clearly, openly, and honestly with me. Ryan and Tonya didn't simply model what an ideal Loan Officer should do; he modeled what anyone in customer service should do. Just stop your research and use Samamish mortgage!
Tania K
March 8, 2023
It was great. Ryan Shane is an exceptional partner through this process.
Dustin Ellzey
March 4, 2023
Great experience from the start. I worked with Nick and he was honest and informative throughout the whole process. When I was ready to lock he let me know rates had actually dropped and gave me an even better quote. Honest business practices, and that goes a long way with me.
Kirsten H
March 3, 2023
We loved our experience with Sammamish Mortgage. Ryan Shane went above and beyond to help our house offer go through and get our loan process started! Thank you!

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