Do you need a conventional home loan? It’s time to apply for a mortgage so you can make a solid offer on your chosen home. At Sammamish Mortgage we offer conventional home loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a conventional home loan that only takes 30 seconds!
Basics of Qualifying for a Conventional Home Loan
Check your credit report and iron out any inaccuracies.
Ensure your debt-to-income (DTI) ratio is solid.
Show cash reserves on hand to cover your down payment and closing costs
Present your up-to-date financial and employment documentation.
Be prepared for things to move fast once your offer is accepted.
Apply for a Conventional Home Loan Today
Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking homes in the Pacific Northwest. Our salaried Loan Officers are focused on helping you get the best loan product for your specific situation. You can start your conventional loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.
A+ Rating with Better Business Bureau
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:
Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!
We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.
Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.
Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.
Who is Sammamish Mortgage?
We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!
I can't begin to thank Sammamish Mortgage, specifically Ryan and Karen (my loan processor) for all of their help in making this process stress-free and fast. Ryan did a great job of explaining everything, and Karen walked me through every step of the process. I highly recommend them to anyone who is buying a home and looking for a high-quality mortgage company. You won't be sorry!
May 16, 2022
The experience was wonderful end-to-end, and we felt supported throughout the entire process. The advice given was invaluable in helping us to be comfortable when going about this major life decision of buying a home. The entire team was patient and responsive towards all the question we had, no matter how minor they might have ended up being.
Sammamish Mortgage is the place I will be recommending to anyone I care about (and even people I do not care as much about if I felt like being nice) looking for mortage support.
May 14, 2022
Our experience was fantastic. Everyone we worked with responded quickly and knew the answers to our questions. They made a traditionally stressful process, relaxing and easy. Thank you to our Sammamish Mortgage team!
May 5, 2022
I narrowed down my choice to 2 lenders and ended up going with Sammamish because their rates and fees were transparent. Other lenders quotes higher rates and lowered then once I told them I found a lower rate. Sammamish quoted the lower rate right off the bat. I was prequalified through both lenders and once I chose Sammamish, they got my file to underwriting in 2 days and underwriting approved in 3 days. We got clear to close in 2 weeks. Nick is great and knowledge. I highly recommend this team.
May 5, 2022
Couldnt be happier! This is our 3rd transaction this last year and Im go grateful for true professional service! Trevor and Suzanne are the best!
April 28, 2022
Shane is one of the best mortgage brokers in the PNW. Super easy to work with, transparent on costs and closes on time 100% of the time. I've done at least 10 deals with him and all have close smoothly.
April 21, 2022
Very well. Sammamish mortgage was extremely well-informed and helpful, responded rapidly, provided me with good information and options, and got the job done very efficiently. They handled tricky refinance issues that other companies would not even attempt to deal with (moving and retiring in the midst of refinancing).