Whether you’re buying a home or ready to refinance, our professionals can help.
Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.
The real estate market in the city of Eugene, OR, has grown considerably in recent years. This is reflected in the median home value of the city. Currently, Eugene boasts a median home value which is around $447,570. Eugene is classified as a hot market, as of January 2022, and this means that buyers can expect that their purchase will function well as an investment. If you buy a property now in Eugene, you can reasonably expect this property to increase in value in the foreseeable future.
The benefits of a Eugene home go beyond the potential gains of the real estate market. The city of Eugene has plenty of eye-catching scenery, including parts of Fern Ridge Lake, Hendricks Park, South Ridge City Park, and the Willamette River. What’s more, Eugene has lots of desirable neighborhoods featuring low crime and attractive homes. There are neighborhoods such as Fox Hollow, South Hill, Fairmont, Laurel Hill, Whiteaker, and Harlow. These are just a few of the great neighborhoods Eugene has to offer.
Your rate quote is based on a variety of factors (including your credit score, down payment, and purchase price) and delivers the most accurate results possible based on your inputs.
One of the big advantages of applying for mortgage rate quotes and preapproval through Sammamish Mortgage is that we charge none of the traditional lender fees added by mortgage brokers.
We also pay our Loan Officers a salary instead of a commission based on the loan amount, so they are motivated to help you find the best home loan, not just sell you the biggest loan. If you are ready to move forward, you can view rates, obtain a customized quote using our Instant Rate Quote tool, or apply for preapproval directly from our website.
Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.
Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.
If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 29 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
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