First Time Home Buyer in Colorado

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
$1 Lender Fee
In-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Underwritten Pre-approvals
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Mortgage Brokers
Sometimes
Rarely
No
Rarely
Sometimes
No
Rarely
Big Banks
No
Rarely
Rarely
Rarely
No
Sometimes
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
No
Rarely
Rarely

Sammamish Mortgage vs. the Competition

Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
$1 Lender Fee
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Our team of loan officers are on call 7 days a week
Sometimes
No
No
Underwritten Pre-approvals
No
Sometimes
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Our Reviews

Pandian Palanimuthu
January 27, 2026
Sammamish Mortgage made my refinance process smooth and comfortable. There was no pressure or aggressive negotiation, and the options were explained clearly. Jessica and Tonya were very supportive, responsive, and patient throughout the process. They helped me get a decent deal with comparatively moderate fees when compared to other vendors I checked. Overall, it was a pleasant and trustworthy experience. Thank you!
Cormac Assink
January 27, 2026
Sammamish Mortgage was a great company to work with on buying our first home. The whole process went super smooth. Jessica and Tonya had great communication, they were always fast to respond, and made the whole thing really easy for us. And we got a great rate!
Estefania Zuluaga
December 23, 2025
We had a great experience working with Sammamish mortgage! They had excellent communication which is crucial when purchasing a home. Highly recommend!
Aaron Westfall
December 19, 2025
Ryan and his team did a fantastic job. Transparent communication, great set of online tools to handle all the paperwork, great experience overall.
David Brauhn
December 10, 2025
Straightforward, honest, personal, flexible, and fast service. They kept me informed along the way and gave me options that other lenders tried and failed to match. They treated me like a valued customer.
Cynthia Eichner
November 21, 2025
Working with the team at Sammamish was extremely positive. They care and help you navigate all the details required with grace, professionalism and care. highly recommend the team to anyone!
Liz Frazer
November 17, 2025
Very easy to work with -- Ryan was always available if we had any questions. Highly recommend

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

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