Jumbo Home Loans in WA State

Avoid high fees and big Loan Officer Commissions Our Salary-based Loan Officers are paid to advise and educate vs. pressure to close. $0 Lender Fees $0 Commission

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Do you need a home loan in WA State that is larger than the conforming loan limit? It’s time to apply for a “jumbo loan” to cover the price of your chosen home. Some mortgage companies can’t offer jumbo loans, but at Sammamish Mortgage we offer jumbo and super-jumbo mortgage loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a jumbo loan that only takes 30 seconds!

Qualifying for a Jumbo Home Loan Is Easier Than You Think

  1. Have a FICO score of 700 (720 in some cases.)
  2. Ensure your debt-to-income (DTI) ratio is solid enough you won’t get over-leveraged.
  3. Show cash reserves on hand (equal to up to one year of mortgage payments.)
  4. Present your full tax returns, W-2s, 1099s, and bank/investment account statements.
  5. Be ready to pay for a second appraisal on request.

Apply for a Jumbo Loan Today

Family-owned since 1992 proudly serves customers seeking homes in WA State. Our salaried Loan Officers are focused on helping you get the best loan product for your specific situation. You can start your jumbo loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 327 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Hardik Shah
May 31, 2023
Nick, Tonya and Cory were great and really helped with answering all the questions and keeping the entire process transparent. Everything went smoothly and were able to close early! Would recommend!
Michael H
May 31, 2023
Absolutely the best experience Ive had with a lender in my 35 years of buying property.
Jayson M
May 30, 2023
Sammamish Mortgage was an overwhelmingly positive experience! For anybody out there that prizes transparency, professionalism and promptness, I couldn't have been more impressed in working with Trevor and Tonya. I reached out to Sammamish without much experience with local markets and Trevor was the first person I spoke to. He was attentive and informative with every random question I had. In addition, as a working professional, I can appreciate their accommodation with a variety of communication needs. We were able to communicate mostly through email and I ALWAYS had a response within a few hours, even on weekends. I was able to be in a position to close early as well as work with them around dates that I would be out of town, etc. This promptness was key in securing our loan early! I was also fortunate enough to get to work with Tonya during the underwriting process, and similarly both she and Trevor made the lending process as smooth as possible. Her promptness, professionalism, and communication turned an inherently stressful process into (much to my surprise), the most consistent/easy part of the home-buying process. Would very much recommend!
Jessica Triana
May 26, 2023
Trevor and Suzanne were incredibly professional and motivated throughout the lending process. We will gladly refer Sammamish to family and friends!
Rachel F
May 17, 2023
Sammamish Mortgage was great to work with, they answered all our questions in a timely manner, gave good advice in this market, and helped us get a great deal.
Richard Thatcher
May 16, 2023
Great job by Sammamish once again. Start to finish they are the most customer-oriented mortgage company sit whom I have worked. Five star all the way
Andrew Small
May 10, 2023
I recently worked with Sammamish Mortgage to secure a mortgage for my new condo, and I couldn't be happier with the experience. From start to finish, the team at Sammamish Mortgage was knowledgeable, professional, and extremely helpful. They were upfront about all of the costs associated with the mortgage, and they took the time to explain everything in detail so that I fully understood what I was getting into. They were also very responsive whenever I had questions or concerns, which made the whole process feel much less stressful. Overall, I would highly recommend Sammamish Mortgage so If you're in the market for a mortgage, definitely give them a call!

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