Do you need a home loan in WA State that is larger than the conforming loan limit? It’s time to apply for a “jumbo loan” to cover the price of your chosen home. Some mortgage companies can’t offer jumbo loans, but at Sammamish Mortgage we offer jumbo and super-jumbo mortgage loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a jumbo loan that only takes 30 seconds!
Qualifying for a Jumbo Home Loan Is Easier Than You Think
Have a FICO score of 700 (720 in some cases.)
Ensure your debt-to-income (DTI) ratio is solid enough you won’t get over-leveraged.
Show cash reserves on hand (equal to up to one year of mortgage payments.)
Present your full tax returns, W-2s, 1099s, and bank/investment account statements.
Be ready to pay for a second appraisal on request.
Apply for a Jumbo Loan Today
Family-owned since 1992 proudly serves customers seeking homes in WA State. Our salaried Loan Officers are focused on helping you get the best loan product for your specific situation. You can start your jumbo loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.
A+ Rating with Better Business Bureau
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:
Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!
We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.
Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.
Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.
Who is Sammamish Mortgage?
We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!
It was great. Infinitely better than my experience the last two mortgages.
September 14, 2022
Fantastic, efficient, excellent communication and honest. Twice we have used Sammamish and highly recommend.
September 9, 2022
Sammamish was really helpful with our first home purchase. Nick and Stacey were both responsive and helpful and when the seller decided they'd like to close a week early on short notice, they were able to make it happen. I plan to look at Sammamish first for future refinances and will recommend them to others buying a home.
September 9, 2022
Thank you for going above and beyond for our first home purchase. I've already mentioned your company to a co-worker who is looking into mortgage companies.
August 27, 2022
Great experience again! Returning customer and very happy.
August 18, 2022
The whole process was easy and stress free thanks to the wonderful team at Sammamish. Couldnt be happier with the level of customer service I received.
August 3, 2022
I appreciated Ryan's help immensely. It was my first time buying a home and he helped me to understand the process and took the time to explain aspects I was confused about. Thank you so much!