The unexpected costs of buying/owning a home in Oregon are a fact of life. Whether you own your home or are looking to purchase read about the surprises you can expect to face as a homeowner. From lightbulbs to roofing repairs let us help you prepare with first-hand knowledge from the housing experts.
Summary: Are you thinking of buying a home in the near future but aren’t sure how to make that dream become reality?
Here are some tips to help.
- Automate Your Down Payment Savings: Set up your checking account to automatically save a specific amount of money every month.
- Build Up Your Credit Score and Keep it Healthy. Pay off any outstanding loans or credit cards that you have on time every billing cycle and don’t spend any more than 30% of your credit limit.
- Practice Living on a Budget. Many first-time homebuyers are open to making sacrifices to buy their first home faster. New clothes, a new car, traveling … what are you willing to sacrifice?
When you’re ready, let’s go get your dream home together with Sammamish Mortgage!
Do you have questions about getting mortgage loan?
Sammamish Mortgage can help. We provide many different mortgage programs and flexible qualification criteria to borrowers in WA, OR, ID, and CO, and we’d the opportunity to help you. Contact us today to get started!