Financing a Second Home?

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy a second home? It’s time to apply for a second home mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy second homes, but at Sammamish Mortgage we offer second home loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a second home loan that only takes 30 seconds!

Thinking About Buying a Second Home?

  1. Make sure your credit score is solid
  2. Take a good hard look at your debt-to-income (DTI) ratio
  3. Have some serious cash reserves in the bank
  4. Gather full financial documentation, including tax records and bank statements
  5. If you’re buying a luxury home, be prepared for a second appraisal request

Apply for a Second Home Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking second homes in the Pacific Northwest. Our Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 524 Reviews
4.9 167 Reviews
4.9 102 Reviews
4.6 115 Reviews
Samiha Brown
February 23, 2026
Absolutely the best mortgage service you can ever receive in closing your house. Jessica helped us through the whole way and she was so knowledgeable, competent, sweet and always quick to help us understand things that we didn't. I would recommend Sammamish Mortgage in a heartbeat.
Andrea W
February 17, 2026
Shout out to Jessica and Shelly for helping us naughty pie first home purchase. We got a little anxious in the middle of the process and I never once felt like I was being annoying or will with my questions.
Pandian Palanimuthu
January 27, 2026
Sammamish Mortgage made my refinance process smooth and comfortable. There was no pressure or aggressive negotiation, and the options were explained clearly. Jessica and Tonya were very supportive, responsive, and patient throughout the process. They helped me get a decent deal with comparatively moderate fees when compared to other vendors I checked. Overall, it was a pleasant and trustworthy experience. Thank you!
Adriel Supnet
January 14, 2026
Great team. Responsive, quick, and smooth. Will work with again!
Alex Muirhead
January 12, 2026
I received a mortgage on a Condo from Sammamish Mortgage, and I was very impressed with them. They were very helpful and responsive throughout the entire process, making a stressful process very easy for me. I will definitely be recommending them to my friends & family. 5 Stars.
Eric Newman
January 10, 2026
This place helped us with a refinance. Sandra Brown over there has amazing customer service and helped us through the process with amazing support and communication. I have nothing but great things to say about this place from my experience.
Zach Zhang
January 8, 2026
Did a great job refinancing our mortgage despite some complexity to our circumstances

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Whether you’re buying a home or ready to refinance, our professionals can help.

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