Mortgage Rates

Mortgage Rates for Tacoma, WA

Tacoma, WA has experienced significant gains during the most recent 12 month period. Zillow currently classifies Tacoma as a “Very Hot” real estate market, and indicates a median home value of approximately $348,111 (through April, 2020). Now may be an ideal time to buy a home in the Tacoma area. If you’re looking to buy, you need to shop around for the best possible mortgage rate. A good mortgage rate will ensure a reasonable payment and contribute toward your financial condition. Sammamish Mortgage can provide you with a competitive mortgage rate for your Tacoma home. Get in touch with us today to learn more.

Tacoma is the Newest Hot Market

Whatever its reputation may have been in the past, the city of Tacoma has become the latest hot market in the State of Washington. While the market has cooled down in places like Seattle and Bellevue, things have really taken off southward in the Tacoma area. Currently, the median home value in Tacoma is about $425,987 But that figure represents a significant increase from previous levels in earlier years. Simply put, the Tacoma market has come a long way. Tacoma is presently classified as a very hot market, and so buyers should be prepared for stiff competition. Part of the reason for Tacoma’s appeal is its proximity to Seattle. Tacoma residents can use the freeway to reach downtown Seattle by either car or transit in under an hour. And given Tacoma’s relative affordability, we can see why this city has become attractive to those who work in the Seattle area.

Aside from affordability and proximity to Seattle, however, Tacoma has other things that can make it a desirable place to live. Tacoma has quite a few pleasant neighborhoods, including Hilltop, Fern Hill, Excelsior, Hillsdale, Salishan, and others. What’s more, there are several attractive parks, such as Wapato Park and Wright Park, and also features a top-rated zoo, Point Defiance. If you relocate to Tacoma, there will be no shortage of fun things to do.

Contact Us for a Tacoma Instant Rate Quote

As mentioned, if you’re going to enter the Tacoma market, be prepared for competition. Don’t be surprised if you encounter a bidding war as another interested party makes a competing offer. This is why you should contact Sammamish Mortgage for our expert guidance. The professionals at Sammamish Mortgage have an in-depth knowledge of the real estate market of Tacoma and the buying process in general. We can help you walk through the process of obtaining a rate quote. We have cutting-edge software which allows you to obtain an instant rate quote. We can help you maximize your situation so you can acquire the best rate possible. Contact us to learn more today.

  • Closing Costs shown include all lender and third party costs.
  • The only items not included in the Closing Cost are property taxes, homeowner’s insurance and daily interest.
  • The payment is principal and interest.
  • A Loan to Value over 80% may require PMI.
  • Sammamish Mortgage No Cost Program– Qualified buyers can receive lender credits up to $4,000 to cover third-party closing fees such as appraisal, title insurance, county recording fees, etc.
  • Live Real-Time Custom Rates and Costs – We eliminate the hassle and frustration in getting a mortgage rate quote. Unlike other lenders we don’t require your full life’s history to show you what rates and costs we can offer.
  • Detailed Cost Breakdown – Our Rate Quote Tool not only shows you a variety of rate and cost options specific to your situation, but it also provides a breakdown of the fees simply by clicking the View Details tab. This allows you to easily compare our offer with another lender.
  • Low Mortgage Rate Quotes and Fees– We consistently beat our competitor’s rates and fees when doing an apples to apples comparison. This is why we are one of the few lenders willing to be transparent 24/7 in what we can offer our clients.
  • Close Quickly – Have confidence closing on-time as we consistently close purchases in less than 30 days.

Transparency In All We Do

We provide reliable, transparent rates and fees to all our clients. Nothing to hide, no surprises


On Time Closing

Our experience and professional team ensures a smooth on-time closing without unexpected surprises


Unparalleled Reputation

5-star lender with an A+ Better Business Bureau rating, supported by an award-winning operations and sales staff


Online Tools That Matter

You can apply online, check rates in real time and get a free home valuation right on our website


Fast Appraisals

We order appraisals with local companies who know the area, know the market and can provide quick return on reports


Communication Is Key

Consistent notifications keep you informed throughout the loan process. You have consistent access to a local, in-house team member during the loan process