5/1 arms

5/1 Hybrid ARM Loan in Washington: How It Works and When It Makes Sense

August 25, 2026

A 5/1 hybrid ARM starts with a fixed rate for five years and then adjusts annually. This guide explains how it works, who may benefit, and what Washington borrowers should compare before choosing one.'

Track Live Rates

Adjust the parameters based on what you want to track

Purchase Refinance

Zip Code

Purchase price

Down Payment

Credit score

First Name

Last Name

Email

Phone

Your Alerts Delivery Preferences (arrive via Email)

Daily or weekly As soon as the targets are hit

AM PM

Daily Weekly

I have read and accept the Terms & Conditions & Privacy Policy

Thank you for subscribing

We’ll send you emails when your rate changes, so it’s easier to keep an eye on the market

5/1 arms

Talk to a Loan Officer

Compare Mortgage Rates in Your Area Instantly

Subscribe to Our Weekly Mortgage Newsletter (popup)

Track Live Rates

Thank you for subscribing