Closing Costs

Some home buyers in Portland, Oregon have a hard time coming up with the funds needed to cover their closing costs and down payment. It's easy to understand why. On a typical home purchase in Portland, the minimum (3%) down payment for a conventional loan might range from $15,000 to $20,000. Additionally, a home buyer's closing costs could double that upfront investment. That's why Portland home buyers often request concessions from the seller, to help cover their closing costs. This strategy can help buyers overcome the upfront cost hurdles of a home purchase.'

Lender credits can be beneficial for many homebuyers, especially now, with lower than average mortgage interest rates.'

If you are looking to buy a home in Colorado in 2025, you’ll want to know what all your costs will be. Here is our in-depth guide to homebuyer fees and current closing costs in Colorado, updated for 2025.'

Ready to buy your dream home in Idaho in 2025? Be prepared to pay closing costs when all is said and done. Sinking extra into your earnest money deposit can help cover a lot of these costs.'

Buying a home in Oregon comes with more costs than just the mortgage itself. There are closing costs that need to be paid as well. This article will outline what these costs are.'

This blog post is part of the ongoing series in which we answer some of the most common questions among home buyers. Today’s question is: who pays for closing costs in Washington State, the buyer or seller? We will answer that question in this article.'