Credit Score

A late mortgage payment may trigger fees, affect your credit once it becomes seriously delinquent, and limit future loan options. Learn what happens and what steps to take if you may pay late.'

Learn how to get your free annual credit report in Oregon, what it can reveal before you apply for a mortgage, and how to spot issues that could affect approval.'

If you need a mortgage to finance a home purchase in WA, CO, CA, ID, or OR, you’ll need to make sure that your financial and credit profile are healthy, and that includes having a decent credit score. This factor plays a key role in your ability to get approved for a mortgage, so you’ll want to do what you can to keep it as high as possible. The question is, what are more specific ways that your credit score impacts your mortgage and chances of securing one? This article will explain.'

Credit scores are important indicators of a loan applicant’s financial responsibility and capacity to meet fiscal obligations. Income, employment history, assets held, and a house that meets lender guidelines are also essential to a successful application. '

Your credit score has a major impact on whether you will be approved for home financing and it helps determine the interest rate on your mortgage. Check out four websites that you can use to check your credit score for free. In this blog post we also cover how your credit score is evaluated, how to improve your score, and what is a good credit score to secure a mortgage.'

When you apply for a mortgage in WA, CO, OR, ID, and surrounding areas, your lender will want to look at a number of aspects of your financial health before they agree to provide you with a home loan.'