The Impact of a Late Mortgage Payment April 5, 2022
A late or missed mortgage payment can affect your credit score. But you can get ahead of the problem by being proactive, utilizing payment reminder tools, and speaking with your lender.'
Read more How To Get Your Free Annual Credit Report In OR And Why You Need It September 9, 2021
Understanding your credit score is an important part of the mortgage application process since this factor plays a key role in your ability to secure a mortgage. You can find out what your credit score is by pulling a copy of your credit report. Read on to find out how to do this for free, and why you should.'
Read more Three Ways That Your Credit Score Affects Your Mortgage and Your Chance of Obtaining One! September 21, 2021
If you need a mortgage to finance a home purchase in WA, CO, ID, or OR, you’ll need to make sure that your financial and credit profile are healthy, and that includes having a decent credit score. This factor plays a key role in your ability to get approved for a mortgage, so you’ll want to do what you can to keep it as high as possible. The question is, what are more specific ways that your credit score impacts your mortgage and chances of securing one? This article will explain.'
Read more When Getting A Loan, Lenders Look At More Than Just Your Credit Score March 24, 2022
Credit scores are important indicators of a loan applicant’s financial responsibility and capacity to meet fiscal obligations. Income, employment history, assets held, and a house that meets lender guidelines are also essential to a successful application. '
Read more 4 Websites You Can Use to Check Your Credit Score for Free September 17, 2021
Your credit score has a major impact on whether you will be approved for home financing and it helps determine the interest rate on your mortgage. Check out four websites that you can use to check your credit score for free. In this blog post we also cover how your credit score is evaluated, how to improve your score, and what is a good credit score to secure a mortgage.'
Read more ‘Fair’ vs. ‘Very Good’ Credit: The Impact on Mortgages April 25, 2022
When you apply for a mortgage in WA, CO, OR, ID, and surrounding areas, your lender will want to look at a number of aspects of your financial health before they agree to provide you with a home loan.'
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