Discount Points

Should You Buy Discount Points When Buying a Home?

August 14, 2026

Should you buy discount points when buying a home? Learn how discount points work, how they affect closing costs and monthly payments, and how to decide if buying down your rate is worth it.'

Difference Between Origination Fees and Discount Points

The Difference Between Mortgage Origination Fee and Discount Points

May 20, 2026

There are a lot of terms in the mortgage world that are confusing to buyers, including “origination fees” and “discount points.” This article will explain what these are and how they differ from one another.'

When Does It Make Sense to Pay Discount Points on a Mortgage?

June 4, 2026

Paying mortgage discount points can lower your rate, but it is not always the right move. This guide explains break-even timing, cash-to-close tradeoffs, and when points may help or hurt.'

30-Year Fixed-Rate Mortgage Rates Fall To 2.920% Nationwide, and Expected to Stay Low Throughout 2021

September 24, 2021

2020 will definitely be a year many of us won’t forget. But as we approach 2021 and the FDA-approval of the COVID-19 vaccine, prospective homebuyers are wondering what all of this means for the market.'

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Zip 98004 | $800,000 | Credit Score 800+ | 25% Down | 30 year fixed

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