Freddie Mac and Fannie Mae have made conventional home loans more competitive with FHA loans, especially when it comes to down payments. Check out our mortgage loan limits tool.'
See how credit scores affect FHA loan eligibility in Washington and Oregon, including minimum score rules, low-down-payment thresholds, and what borrowers should know beyond the averages.'
Military home buyers in Washington often compare VA, FHA, and conventional loans. This guide explains how they differ on down payment, mortgage insurance, eligibility, and when each option may fit best.'
There are different mortgage programs available which differ from each other somewhat. But part of these differences may be the mortgage rates that come with them. '
What down payment do you really need to buy a home in Washington? This guide explains low-down-payment mortgage options, including conventional and FHA paths, key tradeoffs, and how to compare your choices.'
Summary: We’ve written about low down payment mortgages in the past, noting that some mortgage programs offer down payments as low as 3% of the purchase price. HomeOne is a currently active, well-established program as of 2026. We’ll go over what…'
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