Home Buyer

Here is a list of the things an ideal buyer would come to the table with. This list doesn't mean you must meet all the below requirements, but for a seller, these are the attributes of a perfect buyer and the more boxes you can check the better.'

Seattle-area buyers can often finance more than $1 million, but the loan path depends on county limits, credit, down payment, income, and debt. This guide explains when a large loan may still be conforming and when jumbo rules apply.'

Numerous reports have shown that the real estate market is cooling down, and that sellers are going the extra mile to attract offers. Among other things, this means they'll probably be more willing to accept offers with government-backed mortgage loans, such as FHA and VA.'

Portland home buyers do not need to make the typical down payment to purchase a home. Based on Portland’s 2026 home value and broader buyer survey data, a 12% down payment would equal about $64,836, while some qualified buyers may purchase with as little as 3% down. Compare common down payment options, understand the tradeoffs, and determine how much you may need when buying a home in Portland, Oregon.'

Since there’s no need to regularly commute to a set work location, you’re essentially free to work from wherever you want, including in lower-cost areas. The question is, how can remote work affect the house hunting process?'

When buying a house, you’ll likely have more than a few loan options to choose from. But you’ll want to take a closer look at your needs and financial situation in order to pick the best mortgage loan.'