Paying mortgage discount points can lower your rate, but it is not always the right move. This guide explains break-even timing, cash-to-close tradeoffs, and when points may help or hurt.'
While a gloomy outlook on the real estate market can strike fear in some hearts and may deter a purchase until a later date, the fact is that this is an excellent time to purchase property. In fact, there are three good reasons why potential buyers may want to start moving forward with their buying plans soon.'
Buying a new home is one of the biggest steps that a person can take. Prior to taking out a home loan, you want to ensure that you get the best interest rate for your mortgage. In today’s blog post we’ll share three key tips that will help you get the best possible mortgage rate.'
Choosing between a fixed-rate mortgage and an adjustable-rate mortgage comes down to payment stability, future plans, and comfort with rate changes. Learn how to compare the tradeoffs.'
This morning’s March employment report shocked markets with its weakness. Non-farm jobs were widely expected to have increased over 200K, but were reported higher by just 120K. The unemployment rates declined to 8.2% from 8.3% but this decline likely suggests fewer…'
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