Mortgage Tips

Considering a waterfront property in Coeur d'Alene, ID? This guide covers essential mortgage options, including conforming and jumbo loans, and offers tips for financing your dream lakefront home. Learn about zoning, shoreline inspections, water rights, and more to make your lakefront living a reality.'

You might have heard that a mortgage loan should only use a certain percentage of your income. This is common advice offered by everyone from financial advisors to housing counselors. But what is this magic number, and does it apply to all situations? How do you know if you're taking on too much mortgage debt relative to your income?'

There are several steps every borrower and potential homebuyer needs to take in order to successfully secure and maintain a mortgage, including budgeting and saving up for a home emergency fund.'

You’ve found the home of your dreams and successfully closed on a deal! Now the heavy lifting starts – literally. But as soon as you’ve moved your belongings in, there are a few things you should do soon after, which we will discuss in this article.'

Are you worried that you won’t be able to keep up with your mortgage payments? Don’t be. In this article, we’ll offer some useful tips to help ensure you pay your mortgage on time, every time.'

Get approved for your home loan this time. Take steps to improve your credit score—pull your credit report, keep balances low, pay bills on-time, reduce debt, and avoid opening/closing lines of credit.'