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In this video, we are going to tell you what a mortgage is, and why getting a mortgage is easier than you think.
A mortgage is a loan that a bank or mortgage lender gives you to help finance the purchase of a house with the idea that you will pay back for a specific amount of interest over a period of time. This interest rate could be fixed or adjustable.
The house you buy acts as collateral in exchange for the money you are borrowing to finance the mortgage for a house. This means that you commit to pay back the loan or your bank can take the house you bought and pay the debt with it.
What if it is the first time you are getting a mortgage?
When it’s time to buy a home, many of us feel scared or not ready. We are afraid that the process of getting a mortgage will be complicated or even impossible.
The reality is very different. Nowadays, information is vital at the moment to make a decision.
At Sammamish Mortgage, we provide transparent tools that will help you make the right choice and even decide when is the right time to buy a home.
Click on the link below to find out the process of getting a loan. It’s simple and can be done from anywhere on any device.
Get an instant rate on a mortgage or start the process of getting pre-approved today!
Contact us today!
Sammamish Mortgage. Great Rates, Great Service. Making the complex simple.
Do you have questions about home loans? Are you ready to apply for a mortgage to buy a home? If so, Sammamish Mortgage can help. We are a local mortgage company from Bellevue, Washington, serving the entire state, as well as Oregon, Idaho, and Colorado. We offer many mortgage programs to buyers all over the Pacific Northwest and have been doing so since 1992. Contact us today with any questions you have about mortgages.
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