Before you apply for a mortgage in WA, OR, CO, or ID, you’ll need to understand what it takes to get approved and qualify, including a down payment, stable income, good credit, and income verification.
Find out what your current credit score is so you know how strong your profile is before going into the application process. Start collecting all of your documentation, including your pay stubs, tax forms, and letter of employment.
Get in touch with a financial professional to help you understand how much you can afford, and consult with your lender to find out what type of mortgage might be best suited for you. Finally, talk to your mortgage lender about getting pre-approved for a mortgage and applying for a specific home loan. Get in touch with Sammamish Mortgage to learn more!
Need a Mortgage?
Sammamish Mortgage is a local lending firm serving the broader Pacific Northwest region including Washington state, Idaho, Colorado, and Oregon. We are proud to offer a wide variety of mortgage programs and products with flexible qualification criteria. Please contact us if you have any questions or are ready to apply for a home loan.