Why Choose Sammamish Mortgage As Your Mortgage Company?
Our Loan Officers are not paid sales bonuses, allowing them to focus on providing trusted guidance—not sales pressure. Their goal is to educate, advocate, and help you choose the mortgage solution that’s right for you.
Our company’s core philosophy and strengths all fit into our three main pillars.
With so many lenders and mortgage companies to choose from, finding the right one can feel overwhelming. We make the decision easier by showing you what sets Sammamish Mortgage apart.
Operating as a family-owned company for over 30 years, we’ve been able to keep our outlook, culture, and company purpose strong: It’s in our DNA
1. We are known to be one of the most reliable, transparent, and fair-priced companies in the mortgage business.
2. We provide a large variety of excellent loan options, and the expertise to help decide which option fits your needs.
3. We will make the loan process as simple and efficient as it can be without compromising quality in any way.
Michael, Shane and all the others that we worked with at Sammamish were professional and personal. They made the refinancing process as painless as possible. I have already referred my niece to Sammamish.
Sammamish mortgage earns trust through transparency, reliability, and competitive loan interest rates.
Sammamish Mortgage Company has served the state of Washington and the Pacific Northwest since 1992. The reason Sammamish Mortgage has been around for so long is because we deliver the product and service that we promise. We’re a family-owned mortgage company that operates both online and full-service, meaning that you can establish trust while getting the most professional experience possible.
Get StartedA lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:
Trust
Transparency
Freedom
Flexibility
Don’t Just Take Our Word for It
We’re proud to be one of the top lenders in the country. Four of our Loan Officers have ranked in the top 150 originators nationally, two have ranked in the top 20 nationwide, and both have, at different times, been recognized as the #1 originator in the Pacific Northwest. Our team’s consistency and devotion to customer services have earned Sammamish Mortgage an A+ rating with the Better Business Bureau and hundreds of 5 Star reviews across a number of third-party review sites. That’s just the beginning of what we offer.
Get StartedThe entire process was very easy and low pressure. I felt supported, with lots of information and explanations. When I had questions, they were answered promptly in an understandable way. It felt odd to never have to go into your office, but it was extremely convenient to be able to complete all communication and paperwork by phone or online. I can’t imagine how you could have made the process any easier. Thank you.
Why choose Sammamish Mortgage as your mortgage company?
It’s Different At Sammamish Mortgage
Unlike many national lenders that offer limited options, Sammamish Mortgage gives you access to 20+ lending partners competing for your business. That means competitive rates, flexible loan programs, and expert guidance to help you choose the right mortgage. More than half of our business comes from returning clients—a reflection of the trust we’ve built through exceptional service.
Get Started… to find a loan that best suits the borrower. We’re here to inform, not sell! We do not offer different bonuses based on which lender is selected, meaning that loan officers have no incentive to guide a prospective client into a loan that doesn’t work.
Live Mortgage Rates by States
Compare today’s mortgage rates and get personalized rate quotes based on your location, loan type, and home financing goals.
Sammamish mortgage makes the entire process easier and more efficient than the competition.
Sammamish is dedicated to making the mortgage process easy. As a family-owned, regional mortgage company, we avoid the bureaucracy and friction that make national companies so slow and disappointing. Unlike most big banks, our boutique service means that you could come and meet your loan officer face-to-face if you really needed to.
Efficiency also means lower costs than working with other companies
Remember that there can be more expenses to the mortgage process than the interest rate and closing fees.
Sammamish requires no upfront costs to apply, and customers don’t pay anything until they have their home appraised. Once the loan is secured, there are no prepayment penalties for putting money against the principal early.
As a regional boutique company, we have fewer moving parts. Fewer moving parts are key to making any system more efficient. We pass this efficiency onto you, our customer, by keeping our application and consultation completely free.
It is convenient to know the closing costs on your website for a variety of rates…and to send all loan documents through the secure inbox instead of email attachments (I really like this feature). We have successfully done three home refinances with Sammamish Mortgage. They are honest, efficient and we had lower closing costs than what we expected. The whole process was very smooth and we left with a very good experience. Thank you, Sammamish Mortgage Company, for the good work.
Next steps
By now, you’ve probably recognized whether Sammamish is right for your particular needs and preferences. As promised, once you’ve chosen Sammamish, the next step is simple: Submit a free application by clicking the button below.
Get StartedStates We Lend In
Our loan officers are ready and waiting to help you apply for your home loan.
Other Tools to Check
Real People.
Personalized Guidance.
Trusted Mortgage Experts.
Learn more about the people behind Sammamish Mortgage
Get Pre-Approved in These States
Connect with a Mortgage Advisor Today!
Whether you’re buying a home or ready to refinance, our professionals can help.