- Live Rates
- Contact Us
As a potential home loan borrower, there are hundreds of national lenders, brokers, and numerous hybrid companies you can use. There are so many choices for your mortgage company, so how do you navigate the options? How do you know whether Sammamish Mortgage is right for you? We want to make the process easy, so let us start by simplifying the reasons to choose Sammamish.
Operating as a family-owned company for over 29 years, we’ve been able to keep our outlook, culture, and company purpose strong: It’s in our DNA.
Michael, shane and all the others that we worked with at sammamish were professional and personal. They made the refinancing process as painless as possible. I have already referred my niece to sammamish.
Sammamish Mortgage Company has served the state of Washington and the Pacific Northwest since 1992. The reason Sammamish Mortgage has been around for so long is because we deliver the product and service that we promise. We’re a family-owned mortgage company that operates both online and full-service, meaning that you can establish trust while getting the most professional experience possible.
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau, and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
The entire process was very easy and low pressure. I felt supported, with lots of information and explanations. When I had questions, they were answered promptly in an understandable way. It felt odd to never have to go into your office, but it was extremely convenient to be able to complete all communication and paperwork by phone or online. I can’t imagine how you could have made the process any easier. Thank you.
Most national lenders at the big banks are going to give you their rates and then pressure you to start the loan process without looking back.
Sammamish is different. We have access to over 20 different lenders and investors who are competing for your business. This means competitive loan interest rates, a variety of different loan limits, repayment options, and down payments.
Some of the options will probably stand out to you as immediately preferable. If you know exactly what you want, Sammamish will get you locked and closed in no time.
On the other hand, many borrowers want a little expert help and guidance, whether it’s because of limited mortgage experience or limited time.
After all, the mortgage market changes frequently, so even a borrower who’s taken out a loan before may need some assistance navigating the choices.
As a regional company, Sammamish also thrives on a sterling reputation, including testimonials, referrals, and return business. This means you can count on Sammamish to create a relationship that lasts.
Lasting relationships are built on trust. With all of the different options, trust is best established by making sure the borrower gets what’s best right away.
Because we provide such a great experience, more than half of our business transactions are from return customers.
… to find a loan that best suits the borrower. We’re here to inform, not sell! We do not offer different commissions based on which lender is selected, meaning that loan officers have no incentive to guide a prospective client into a loan that doesn’t work.
Sammamish is dedicated to making the mortgage process easy. As a family-owned, regional mortgage company, we avoid the bureaucracy and friction that make national companies so slow and disappointing. Unlike most big banks, our boutique service means that you could come and meet your loan officer face-to-face if you really needed to.
Remember that there can be more expenses to the mortgage process than the interest rate and closing fees.
Sammamish requires no upfront costs to apply, and customers don’t pay anything until they have their home appraised. Once the loan is secured, there are no prepayment penalties for putting money against the principal early.
As a regional boutique company, we have fewer moving parts. Fewer moving parts are key to making any system more efficient. We pass this efficiency onto you, our customer, by keeping our application and consultation completely free.
It is convenient to know the closing costs on your website for a variety of rates…and to send all loan documents through the secure inbox instead of email attachments (I really like this feature). We have successfully done three home refinances with Sammamish Mortgage. They are honest, efficient and we had lower closing costs than what we expected. The whole process was very smooth and we left with a very good experience. Thank you, Sammamish Mortgage Company, for the good work.
By now, you’ve probably recognized whether Sammamish is right for your particular needs and preferences. As promised, once you’ve chosen Sammamish, the next step is simple: Submit a free application by clicking the button below.