Transparent Rates Available 24/7
5-Star Service

Avoid high fees Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close

4.9

500+

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30-Year Fixed Rates are Still Historically Low!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How it Works

Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
Your payment will not change throughout the life of the loan
Your actual payment will vary based on your situation and the current interest rates when you apply
Pay your mortgage off at any time without pre-payment penalties

Qualification Requirements

Refinance up to 97% of your primary home’s value
Buy a home with as little as 3% down (primary home)
Loan amounts from $75,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Sammamish Mortgage

We put YOU first. We are committed to getting every client the very best possible deal every single time.
Sammamish Mortgage offers some of the most competitive rates in the Nation!
Fast and efficient, we close most of our loans in 30 days or less.
We offer a variety of loans. Sammamish Mortgage will find you the loan that is right for you!!!

A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

Harrison Kim

September 9, 2026

Great experience working with Sammamish Mortgage. They were highly efficient and responsive to all our questions and requests. They also were able to offer much better rates than competitors.

Tyler Lyons

September 7, 2026

It was a much easier and more pleasant experience than with previous mortgage lenders we have used (4 in total). We were never concerned about closing on-time and the closing documents were ready to go a couple of days before closing. The whole experience was seamless and simple with a convenient website that is easy to use and understand. Should we ever need a mortgage lender again we wouldn't hesitate to call Sammamish.

Jesse Caryl

September 5, 2026

Ryan, Shawn and the team made the application, documentation and closing process seamless and stress-free. It was truly a pleasure working with Sammamish Mortgage.

Ana Mohem

July 30, 2026

Always a great experience with Samammish mortgage. Experienced and knowledgable loan officers who understand the terms. loan processors are accurate and punctual. Underwriting is also clear in their needs. Everyone here is a pleasure to do business with and thats why I keep coming back!

Gabriella

July 23, 2026

Our experience was absolutely fantastic. The team handling our claim (Ryan Shane and Shelley Nguyen-Jefferson) were brilliant. They worked feverishly on our behalf and exuded competence. Our jumbo loan was executed in record time, saving us from tremendous heartburn and headache (as we had plans to leave the country). We could not have been in better hands!

Drake TW

July 16, 2026

Sandra and Shelly at Sammamish Mortgage made our home purchase painless. They were available to help us answer tough questions and we felt supported throughout the process. I would definitely recommend them and will use them again.

Kathleen

July 10, 2026

We worked with Christina and Barb. They were very good at explaining things and giving us all the info. The online portal was easy to upload our info on. They got us closed in about 3 weeks.