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Avoid high fees Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close

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30-Year Fixed Rates are Still Historically Low!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How it Works

Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
Your payment will not change throughout the life of the loan
Your actual payment will vary based on your situation and the current interest rates when you apply
Pay your mortgage off at any time without pre-payment penalties

Qualification Requirements

Refinance up to 97% of your primary home’s value
Buy a home with as little as 3% down (primary home)
Loan amounts from $75,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Sammamish Mortgage

We put YOU first. We are committed to getting every client the very best possible deal every single time.
Sammamish Mortgage offers some of the most competitive rates in the Nation!
Fast and efficient, we close most of our loans in 30 days or less.
We offer a variety of loans. Sammamish Mortgage will find you the loan that is right for you!!!

A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

Kathleen

July 10, 2026

We worked with Christina and Barb. They were very good at explaining things and giving us all the info. The online portal was easy to upload our info on. They got us closed in about 3 weeks.

Hannah Polterock

July 9, 2026

Working with Sammamish Mortgage has been incredible. The whole team was always fast to respond to any questions, and we felt supported through the process. Really appreciated the reassurance and work everyone put in to make sure we closed on time, even with a fairly tight closing timeline of three weeks. Shoutout to Christina Heaps and Barb Kite, they are the absolute best!

Patrick Stancil

July 7, 2026

Ryan and his team (shout out to Shelly) are nothing but professional and the absolute best! They were highly responsive and frequently in touch to make sure we were set to close on time. I can't recommend this team enough!

Shelby Hallford

July 6, 2026

I had never heard of Sammamish prior to this home purchase, and it's not my first home purchase. Im so glad we found them, Jessica and Shawn were incredible! Jessica was out a day on the weekend early on when still rate shopping and a teammate of hers gave a rapid response, which mattered to us and helped move the process when other companies wouldn't. She beat out competitors and was responsive. Shawn stepped in to work through the logistical side of things once we had decided to proceed, and without him, I dont think we would've closed on time due to some slow communication with other partners during the process. He was the one I leaned on most (between lending, title, and buying agent), even with questions not meant for him, due to his knowledge and responsiveness. Would 100% recommend to friends and family!

Zachary Deeds

June 30, 2026

Extremely communicative, fast to close and great rates. Couldnt be better for first time buyers like ourselves.

Robert MacDonald

June 25, 2026

Drew Ebner and his team were fantastic. Great communication, very prompt in their responses, and really helped guide us through every step of the process. Drew gave us spreadsheets to help us estimate mortgage amounts across a variety of interest rates and home values, which really enabled us to have confidence when viewing homes. The pre-approval process was another confidence-builder for the whole process as well. Drew was always quick to answer questions, kept me in-the-loop the whole way, and Shelly was a fantastic partner as well. They really made this extremely simple, something my wife and I are enormously grateful for through this, our first homebuying experience. Highly appreciative and will recommend the team to anyone else we know who is looking to buy!

J Hinshaw

June 25, 2026

Saved us money, time, and gave us peace of mind with their responsiveness and helpfulness. Got me a great interest rate! Would recommend to any and all