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Sammamish Mortgage Can Assist Home Buyers with an Adjustable Rate Mortgage

This is a lot of information to take in. At Sammamish Mortgage, we have a team of mortgage professionals who can help you navigate the intricacies of adjustable rate mortgages and help you select the right loan product. Sammamish Mortgage is a family-owned mortgage company based in WA. We’ve been in the lending industry for over 25 years and proudly serve customers seeking homes in the Pacific Northwest. We offer mortgages for home buyers looking to buy in WA, OR, ID and CO.

Our mortgage professionals can act as your mortgage broker to make sure that your home buying experience goes as smoothly as possible. This means our professionals can counsel you on the risks of ARMs, tips to obtain better rates, and guide you through the home buying process. What’s more, Sammamish Mortgage offers a cutting-edge online application system which can be accessed and used completely from your mobile device. With our online system, you can pick your product, obtain a customized rate quote, and upload your documentation for review and approval. If you’d like to learn more, don’t hesitate to contact us for additional information today.

Bennefits of a Adjustable Rate Mortgage Loan:

Lower initial interest rate and monthly P&I payments than on a fixed-rate mortgage with a comparable term.
Rates and monthly payments can change after the initial fixed-rate period.

Thanks for choosing Sammamish Mortgage as your Trusted Mortgage Company!

A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

Gabriella

July 23, 2026

Our experience was absolutely fantastic. The team handling our claim (Ryan Shane and Shelley Nguyen-Jefferson) were brilliant. They worked feverishly on our behalf and exuded competence. Our jumbo loan was executed in record time, saving us from tremendous heartburn and headache (as we had plans to leave the country). We could not have been in better hands!

Drake TW

July 16, 2026

Sandra and Shelly at Sammamish Mortgage made our home purchase painless. They were available to help us answer tough questions and we felt supported throughout the process. I would definitely recommend them and will use them again.

Kathleen

July 10, 2026

We worked with Christina and Barb. They were very good at explaining things and giving us all the info. The online portal was easy to upload our info on. They got us closed in about 3 weeks.

Hannah Polterock

July 9, 2026

Working with Sammamish Mortgage has been incredible. The whole team was always fast to respond to any questions, and we felt supported through the process. Really appreciated the reassurance and work everyone put in to make sure we closed on time, even with a fairly tight closing timeline of three weeks. Shoutout to Christina Heaps and Barb Kite, they are the absolute best!

Patrick Stancil

July 7, 2026

Ryan and his team (shout out to Shelly) are nothing but professional and the absolute best! They were highly responsive and frequently in touch to make sure we were set to close on time. I can't recommend this team enough!

Shelby Hallford

July 6, 2026

I had never heard of Sammamish prior to this home purchase, and it's not my first home purchase. Im so glad we found them, Jessica and Shawn were incredible! Jessica was out a day on the weekend early on when still rate shopping and a teammate of hers gave a rapid response, which mattered to us and helped move the process when other companies wouldn't. She beat out competitors and was responsive. Shawn stepped in to work through the logistical side of things once we had decided to proceed, and without him, I dont think we would've closed on time due to some slow communication with other partners during the process. He was the one I leaned on most (between lending, title, and buying agent), even with questions not meant for him, due to his knowledge and responsiveness. Would 100% recommend to friends and family!

Zachary Deeds

June 30, 2026

Extremely communicative, fast to close and great rates. Couldnt be better for first time buyers like ourselves.