Things to Avoid After Applying for a Mortgage
Until closing, you need to avoid big purchases, opening/closing credit accounts, large cash deposits, and cosigning on other loans if you want to secure lender funding and purchase your dream home.
5 Things To Do Before Co-Signing A Mortgage For Your Child
With the high cost of housing these days, it can be tough for anyone to get approved for a mortgage, let alone a young adult who might just be early on in their careers. If your adult child is looking to buy a home but can't secure one on his or her own, you may want to co-sign on a mortgage. But before you do, there are some things you should do first, and this article will outline what they are.
How Your Loan-To-Value Ratio Affects Your Mortgage Application
Summary: The loan-to-value ratio measures the mortgage amount against total home value. The property is collateral to be seized in the event of foreclosure. If the loan amount exceeds 80 percent of the value, the lender bears a greater risk…
Mortgage Applications Are Strong as Rates Dip to Historic Lows
Summary: Mortgage rates play a key role in determining how expensive your mortgage will be over the life of the loan. A low interest rate will mean you will be paying less in interest overall, making your mortgage more affordable.…
Mortgage Tools and Products Video
Transcript: First Time Home Buyer? Need a Mortgage Loan? Or Mortgage Refinancing? Family-Owned Since 1992. Sammamish Mortgage Offers Low Rates and Personalized Services for Residents in Washington, Oregon, Colorado, and Idaho. With Full Transparency, Everything Can Be Done on Our…