When you decide to buy a home in Washington State, pre-arranging your financing is the logical starting point. Sellers need to be reassured that you’ll be able to get a loan and complete the transaction, but you also need to…
There’s a lot to like about having your own business. You don’t report to The Man, you can set your own hours, and you get to take advantage of some attractive tax write-offs. It’s the sweet life, right? If you’re…
A pre-approval is not the same as a pre-qualification. With a pre-qualification, the lender relies on information provided by the buyer in order to estimate the amount he or she can borrow. With a pre-approval, the lender verifies the buyer’s…
What determines my mortgage rate? There are many factors that will determine what mortgage rate you will qualify for. Loan to value (LTV) – determined by your down payment or equity in your home Debt to income ratios (DTI) – determined…
When you’re looking to apply for your first home loan, it may seem like there’s an endless stack of paperwork needed for mortgage pre-approval. You can actually get the ball rolling with just a few documents, but most of us…