Home prices in Seattle have risen steadily over the last couple of years, posting double-digit gains in 2016 alone. This put a lot of local homeowners in a good position to refinance. But lately, mortgage rates have also been rising,…
Let’s face it: we have been living in a nice dream world for a long time. Rates have remained at historically low levels for nearly a year—on December 30 of last year, we saw a plunge in rates followed by…
We have been seeing some welcome appreciation of home values in Seattle and surrounding areas. This means that homeowners now have more equity than they had last year, and this leads to the possibility of some choices—all of which can…
With mortgage rates still at historically low levels, why are some homeowners still laboring with higher interest rates? If they can save money, what stops them from taking a step that will put money in their pockets each month? We…
After decades helping people in and around Seattle with their mortgage needs, we have clients do strange things. Some of these can actually ruin a loan application at the last minute—snatching defeat from the jaws of victory. Here are some…