Colorado FHA Loan Limits for 2023 – All Counties

View limits for VA | FHA | Conforming

FHA loan limits for 2023 for Colorado has recently been released. What are these new numbers, and how do they affect you?

Every year, the Department of Housing and Urban Development (HUD) establishes new FHA loan limits for Colorado. Below, you will find the 2023 FHA loan limits for all counties in Colorado for all types of properties. Thanks to an increase in median home prices across the state throughout the year, these loan limits have been increased for 2023, and range from $472,030 to $1,089,300.

Colorado FHA Loan Limits 2023

Note: In the table below, a “1-unit” property refers to a single-family home, a “2-unit” property refers to duplexes with two units, a “3-unit” property refers to a triplex, and a “4-unit” property refers to a multi-family complex. If you are buying a single-family home, refer to the one-family column below.

County Name1 Unit2 Units3 Units4 Units
ADAMS$787,750$1,008,450$1,219,000$1,514,950
ALAMOSA$472,030$604,400$730,525$907,900
ARAPAHOE$787,750$1,008,450$1,219,000$1,514,950
ARCHULETA$472,030$604,400$730,525$907,900
BACA$472,030$604,400$730,525$907,900
BENT$472,030$604,400$730,525$907,900
BOULDER$856,750$1,096,800$1,325,800$1,647,650
BROOMFIELD$787,750$1,008,450$1,219,000$1,514,950
CHAFFEE$600,300$768,500$928,950$1,154,450
CHEYENNE$472,030$604,400$730,525$907,900
CLEAR CREEK$787,750$1,008,450$1,219,000$1,514,950
CONEJOS$472,030$604,400$730,525$907,900
COSTILLA$472,030$604,400$730,525$907,900
CROWLEY$472,030$604,400$730,525$907,900
CUSTER$472,030$604,400$730,525$907,900
DELTA$472,030$604,400$730,525$907,900
DENVER$787,750$1,008,450$1,219,000$1,514,950
DOLORES$472,030$604,400$730,525$907,900
DOUGLAS$787,750$1,008,450$1,219,000$1,514,950
EAGLE$1,075,250$1,376,550$1,663,900$2,067,850
EL PASO$517,500$662,500$800,800$995,200
ELBERT$787,750$1,008,450$1,219,000$1,514,950
FREMONT$472,030$604,400$730,525$907,900
GARFIELD$1,089,300$1,394,775$1,685,850$2,095,200
GILPIN$787,750$1,008,450$1,219,000$1,514,950
GRAND$669,300$856,800$1,035,700$1,287,150
GUNNISON$519,800$665,450$804,350$999,600
HINSDALE$427,800$547,650$662,000$822,700
HUERFANO$472,030$604,400$730,525$907,900
JACKSON$472,030$604,400$730,525$907,900
JEFFERSON$787,750$1,008,450$1,219,000$1,514,950
KIOWA$472,030$604,400$730,525$907,900
KIT CARSON$472,030$604,400$730,525$907,900
LA PLATA$596,850$764,050$923,600$1,147,800
LAKE$472,030$604,400$730,525$907,900
LARIMER$614,100$786,150$950,300$1,181,000
LAS ANIMAS$472,030$604,400$730,525$907,900
LINCOLN$472,030$604,400$730,525$907,900
LOGAN$472,030$604,400$730,525$907,900
MESA$472,030$604,400$730,525$907,900
MINERAL$472,030$604,400$730,525$907,900
MOFFAT$472,030$604,400$730,525$907,900
MONTEZUMA$472,030$604,400$730,525$907,900
MONTROSE$425,500$544,700$658,450$818,250
MORGAN$472,030$604,400$730,525$907,900
OTERO$472,030$604,400$730,525$907,900
OURAY$425,500$544,700$658,450$818,250
PARK$787,750$1,008,450$1,219,000$1,514,950
PHILLIPS$425,500$544,700$658,450$818,250
PITKIN$1,089,300$1,394,775$1,685,850$2,095,200

Live Colorado Mortgage Rates

Increase in Home Prices Brings Higher Loan Limits

The Department of Housing and Urban Development (FHA) assesses the FHA loan limits for counties across the US and compares them to median home prices. The limits are typically increased every year to reflect an increase in home prices. This is exactly what happened throughout 2022 with FHA loan limits in Colorado.

In December 2022, the HUD announced that Colorado FHA loan limits would be increasing for 2023.

These changes reflect home-price gains that took place across the state throughout 2022. Property values in Colorado have been increasing at a healthy pace over the years. From December 2021 to December 2022, the price of homes in Colorado increased 10.9% to $575,013, and as such, loan limits have increased for 2023.

Check out our mortgage loan limit tool for conventional, FHA, and VA loans.

Want to Apply for the Program?

The FHA loan program is designed to be easier for borrowers to get approved for thanks to its lower minimum credit score required and the low down payment option of only 3.5%. This Colorado FHA loan program is particularly popular with first-time buyers who don’t have the funds needed for a larger down payment.

If you’re in the market for an FHA home loan in Colorado in 2023, or if you have questions regarding FHA loan limits in Colorado, please contact us today. We can help you select the appropriate loan type for your specific needs.

Get an Instant Mortgage Rate Quote Today

Need a Mortgage?

At Sammamish Mortgage, we offer a wide variety of mortgage programs and tools with flexible qualification criteria, including our Diamond Homebuyer ProgramCash Buyer Program, and Bridge Loans. We have been serving the entire state since 1992, as well as the broader Pacific Northwest region that includes Washington, Oregon, Colorado, and Idaho. Please contact us today with any financing-related questions you have.

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.