First Time Home Buyers in Oregon

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
$1 Lender Fee
In-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Underwritten Pre-approvals
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Mortgage Brokers
Sometimes
Rarely
No
Rarely
Sometimes
No
Rarely
Big Banks
No
Rarely
Rarely
Rarely
No
Sometimes
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
No
Rarely
Rarely

Sammamish Mortgage vs. the Competition

Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
$1 Lender Fee
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Our team of loan officers are on call 7 days a week
Sometimes
No
No
Underwritten Pre-approvals
No
Sometimes
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely

Who is Sammamish Mortgage?

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Our Reviews

Sania Marri
March 31, 2026
Very helpful and always willing to answer my questions
Darren Jones
March 29, 2026
The staff at Sammamish mortgage is a pleasure to work with. Nick and Barb were particularly pleasant. They were always available for questions, timely with responses and progress, and clear with expectations.
Leno Balderas
March 26, 2026
(Translated by Google) Excellent service. Very friendly, attentive, and reliable in every way. Cristina's service was outstanding, 5 stars; I highly recommend them. (Original) Excelente servicio. Muy amables, atentos y confiables en todos los aspectos. La atención por parte de Cristina, desde 5 estrellas, lo recomiendo mucho
Eva Schoenleitner
March 25, 2026
An excellent mortgage firm. I just did a refi after buying my latest townhouse with them as well 6 months ago. Both went without a hitch. Sammamish has competitive rates and they were able to get me approved where others had challenges. I can highly recommend.
J
March 12, 2026
Highly recommend checking out Sammamish Mortgage. Going with a local, well known, highly respected mortgage broker like Sammamish Mortgage has a number of benefits. Not only do you get just as good rates as any other big-box broker or bank, you get dedicated, hands-on, personable, responsive, and consistent service! I had gotten quotes from Rocket, Loan depot, and Quicken, but those big box just bounce you from one customer service agent to another, and did not provide any better loan rate! Also, I had a selling agent tell me that if a Seller is choosing between identical offers, they would select an offer that works with Sammamish vs big-box brokers. Even realtors are frustrated with not being able to contact loan agents and encounter slow response times. I'm sure everyone at Sammamish are great, but in case you want name drops. . .Ryan was fantastic providing different options and recommendations based on my situation, floating out ideas and concepts I hadn't even heard of (like recasting your loan!). Shawn was also great on the processing side and was ALWAYS responsive during the entire process. Oh, and one more thing. . .Unlike other big-box brokers who bait you with calculating an instant offer but require you to provide your phone number and email. . .Sammamish shows their LIVE rates on their website WITHOUT requiring you to share your phone and email- YOU WON"T GET SPAM like I did with other brokers. Loan Depot was the worst, calling me 3 x a day for 2 weeks. (just google Loan Depot reviews online and you'll see what I'm saying). Sorry for the ramble. . .I just can't say enough about Sammamish Mortgage!
Elsa Watland
March 9, 2026
Our second time working with Sammamish and can't recommend enough. Experience was smooth and professional.
Owen Johnson
March 5, 2026
Highly recommend Sammamish Mortgage. Christina and Shawn were amazing, provided immediate responses to our questions and stayed on top of our file the entire process. We had to jump through a hoop at the eleventh hour (our fault), but they helped us out big time and made sure we met our closing date. Sammamish also beat the rates of every other lender we quoted, specifically those of the large lenders / mortgage companies. Would absolutely recommend their services!

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