First Time Home Buyers in Oregon

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

The mortgage loan process can often be difficult, especially for first time home buyers. First time home buyers typically have many questions and need the most counsel. At Sammamish Mortgage, we make the process as easy as possible!

We are a family owned mortgage company that has been in the lending industry since 1992. We have a team of mortgage experts to serve as your mortgage broker during the mortgage process and can answer all of your questions rapidly and guide you through the process. We have an online application system which streamlines the application process and can be accessed and utilized entirely from your mobile device! Get a Free Instant Rate Quote Today!

We Offer Products for First Time Home Buyers in Oregon

Sammamish Mortgage proudly serves first time home buyers in Oregon, including Portland, Salem, Eugene, Gresham, and other cities. We have professionals who are trained specifically to work with first time home buyers to help you identify the great loan program, obtain a personalized rate quote, and transmit your loan documents.

If you’re a first time buyer and would like more information, get in touch with one of our mortgage specialists and enjoy a hassle-free, high quality customer experience! View Live Rates or Get Pre-Approved Now!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
$1 Lender Fee
In-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Underwritten Pre-approvals
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Apply
Mortgage Brokers
Sometimes
Rarely
No
Rarely
Sometimes
No
Rarely
Big Banks
No
Rarely
Rarely
Rarely
No
Sometimes
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
No
Rarely
Rarely

Sammamish Mortgage vs. the Competition

Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
$1 Lender Fee
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Our team of loan officers are on call 7 days a week
Sometimes
No
No
Underwritten Pre-approvals
No
Sometimes
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely
Apply

Who is Sammamish Mortgage?

Watch video

We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 533 Reviews
4.9 167 Reviews
4.9 102 Reviews
4.6 115 Reviews
Constantin Berzan
March 3, 2026
Trevor and the team at Sammamish are great. They communicate clearly, they are transparent about costs and fees, and they are able to move very quickly in a competitive situation. I would definitely work with them again.
Britnee Patjens
March 3, 2026
Clint and Shelly made what felt overwhelming at first so smooth and manageable. They took the time to explain every step, answered all of my questions (no matter how small), and made sure my parents felt confident throughout the process. Their communication was clear, timely, and professional from start to finish. Im so grateful for their guidance in helping myself & my parents with the successful quick transaction.
Persio Solis
March 2, 2026
Flexible and reliable support: My wife and I worked with Nick and Tonya at Sammamish Mortgage for our first home purchase. As first-time home buyers, we had many questions about the process and every detail when it comes to money. Nick and Tonya kept frequent communication with us and educated us on the different rate and closing credit bundles, nuances of different loan types, and what line items in the loan estimate represent. Sammamish Mortgage was able to complete a 3-week closing which made our offer more attractive to the seller. Thanks Nick and Tonya for your support and guidance in this endeavor.
Keri Meyers
February 28, 2026
Working with Jessica Ebner at Sammamish Mortgage was a fantastic experience. From our first conversation to funding, she demonstrated exceptional knowledge, patience, and attention to detail. She was always quick to respond, proactive in communication, and made sure we understood every part of the process. Jessicas level of service truly stands out. She made us feel like a priority and guided us with confidence and care. We couldnt have asked for a better loan officer and will absolutely refer friends and family to her in the future.
David Meyers
February 27, 2026
I cannot possibly recommend Sammamish Mortgage enough! Jessica and Barb were complete pro's and if I ever need another mortgage again, I'll be calling them! Great to work with at every level! - Dave
Chris Roution
February 27, 2026
We had an outstanding experience with Sammamish Mortgage. From start to finish, the process was smooth, transparent, and incredibly well-managed. A special thank you to Nick Onstad-Hawes and Shelly Nguyen-Jefferson, both were responsive, knowledgeable, and proactive at every step. They took the time to explain options clearly, kept everything on track, and made what can often be a stressful process feel seamless.
Samiha Brown
February 23, 2026
Absolutely the best mortgage service you can ever receive in closing your house. Jessica helped us through the whole way and she was so knowledgeable, competent, sweet and always quick to help us understand things that we didn't. I would recommend Sammamish Mortgage in a heartbeat.

More Online Tools That Matter

Icon

Get Started Today

Get Started by Sammamish Mortgage — no application fee, and no pressure to close.
Icon

Get a Free Rate Quote

Compare real-time rates and costs customized for your specific situation — no personal information required.
Icon

Refinance Calculator

Discover how much you can save or cash out by refinancing your mortgage, and what it will cost you to refinance today.
Icon

Mortgage Calculator

Plan for your future by estimating your home cost, interest rate, and monthly payment before you start househunting.

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

425-401-8787 Get Started
Subscribe to our newsletter