If a fixed rate mortgage sounds like it may be the right option for you, the professionals at Sammamish Mortgage can assist you. At Sammamish Mortgage, we have a team of mortgage professionals with specialized knowledge of our various loan products, local markets, the home buying process, and other relevant areas. Our professionals can act as your mortgage broker to ensure that the entire process goes as smoothly as possible. We offer competitive rates on fixed rate mortgages; we can counsel you so you can obtain the lowest possible rate on your loan product.
The advantage of the fixed rate mortgage is that the payment is the same each month. This predictability makes it easier to plan your budget. You don’t have to worry about future higher payments like you do with an adjustable-rate mortgage. You pay off a little of the principal each month. That automatically increases your home equity. That’s unlike an interest-only loan.
You can make extra payments to pay off your principal earlier. Most fixed-rate loans don’t have pre-payment penalties. It’s also a great loan if you think interest rates will go up over the next several years. That’s because your rate is locked-in.
Sammamish Mortgage is an established mortgage company with over 25 years of experience in the lending industry. We proudly serve customers seeking homes in WA, OR, ID and CO. If you’re seeking a fixed rate mortgage in one of these areas, we can help. Home buyers can take a look at the various kinds of fixed rate mortgages we provide – 30 year, 25 year, 20 year, and so forth. If you’re interested in applying, we have a new online application system which can be fully utilized straight from your mobile device. With our online application system, you can select your desired mortgage loan product, obtain a personalized rate quote, and even upload your documentation for review. It’s that easy! If you’re interested in learning more, contact us and speak to one of our mortgage specialists today.
Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.
A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!
We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.
Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.
Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.
We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!
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