Today’s Mortgage Rates in Spokane

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Spokane residents.
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Embark on Your Homeownership Adventure in Spokane

Owning a home in Spokane, WA, is a significant milestone, and we’re here to make your journey as smooth as possible. At Sammamish Mortgage we’ve been dedicated to helping the Spokane community achieve their homeownership dreams for over 30 years. From the scenic Riverfront Park to the historic neighborhoods, we understand the unique appeal of Spokane and are here to assist you in every aspect of the mortgage process.

Current Mortgage Rates in Spokane

Staying informed about the latest mortgage rates is crucial in Spokane’s real estate market. These rates can vary due to a range of factors, such as:

  • Your choice of mortgage lender
  • Current economic indicators and interest rates
  • The size of your down payment
  • Your credit score
  • The specific mortgage product you opt for
  • Additional fees and closing costs

Trustworthy Mortgage Advisors in Spokane

To secure the best mortgage rate in Spokane, it’s important to collaborate with a lender that values both transparency and customer-centric service. Our Mortgage Advisors are salaried professionals with an average of over 15 years of experience, committed to providing you with personalized advice based on your financial situation.

Spokane’s Housing Scene

Spokane boasts a diverse housing market, offering everything from historic bungalows to modern downtown apartments. Whether you’re a first-time homebuyer or looking to invest, Spokane provides a wealth of opportunities.

Wide-Ranging Loan Programs in Spokane

Spokane’s varied community necessitates a suite of loan programs designed to meet its unique needs. Whether you’re a first-time homebuyer, looking to refinance, or exploring investment properties, we have a mortgage solution tailored for you.

Spokane Mortgage Lenders

To get the best mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the best loans for their specific situations, not the biggest loans.


Spokane Home Loan Programs

There are many different types of real estate loans available for Spokane borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

Other Cities We Service in Washington:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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