Whether you’re buying a home or ready to refinance, our professionals can help.
Over 15 years ago we decided to be one of the first mortgage companies to allow our clients to get rates and costs online with our online rate quote tool. This transparency has helped us build trust with our clients and empowered them to take control of the mortgage process and with guidance from our experienced Mortgage Advisors make informed decisions on what loan structure works best for their specific situation.
The real estate market in the State of Idaho has seen significant gains in recent years. Now may be a very good time to enter the Idaho market. If you’re thinking about buying a home in Idaho, Sammamish Mortgage can help. Sammamish Mortgage offers highly competitive mortgage rates for Idaho home purchases. Shopping for the best mortgage rate is critical to ensuring that you create the best financial situation for yourself. Sammamish Mortgage can give you a live mortgage rate quote to assist you in the process of buying a home in Idaho.
The Idaho State real estate market just might be the “next big thing.” If we look at the numbers, this idea seems to be credible. Idaho currently has a statewide median home value of approximately $447,197. But it has experienced double-digit gains over the most recent 12 month period. And it is currently classified as a “hot” market. This means that if you decide to enter the Idaho market right now, you’re likely to encounter a competing offer from another interested buyer. And it’s very possible that you may end up paying a price which is significantly higher than the original asking price.
Idaho has a number of highly desirable cities, such as Boise, Pocatello, Twin Falls, and Nampa. Cities such as Boise have experienced huge gains in recent years and may be a great area for investment. Idaho also boasts parks of national recognition, including Sawtooth National Forest and Salmon Challis National Forest. If you like the outdoors, Idaho is practically unbeatable. There’s ample opportunity for hiking, fishing, and various other outdoor recreational activities. View Idaho Market forecast for 2022.
Your rate quote is based on a variety of factors (including your credit score, down payment, and purchase price) and delivers the most accurate results possible based on your inputs.
One of the big advantages of applying for mortgage rate quotes and preapproval through Sammamish Mortgage is that we charge none of the traditional lender fees added by mortgage brokers.
We also pay our Loan Officers a salary instead of a commission based on the loan amount, so they are motivated to help you find the best home loan, not just sell you the biggest loan.
If you are ready to move forward, you can view rates, obtain a customized quote using our Instant Rate Quote tool, or apply for preapproval directly from our website.
Mortgage rates depend on a wide range of different factors. Just one of these factors is points and closing costs paid at closing. Additional factors that can affect your mortgage rate is credit score, down payment, property type, occupancy, loan program and number of days you are locking your rate. The rate quote tool quotes custom rates and costs based on your specific criteria to give you the most accurate reflection of what your rate will be without submitting a full application.
Understanding which rate and cost option best suites your situation isn’t easy. This is where the mortgage specialists at Sammamish Mortgage come into play. Our specialists are available to answer any questions you have, but they can also counsel you on which loan structure will best fit into your long-term financial plan.
If your instant rate quote isn’t what you expected, we can provide counsel on how to potentially transform your quote into something more acceptable. Sammamish Mortgage is a family-owned mortgage company with over 29 years of experience in the industry. We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
We proudly serve customers in the Pacific Northwest region. We serve WA, ID, OR and CO. If you’re looking to buy a home in one of these states, we can help!
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