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  • Closing Costs shown include all lender and third party costs.
  • The only items not included in the Closing Cost are property taxes, homeowner’s insurance and daily interest.
  • The payment is principal and interest. 
  • A Loan to Value over 80% may require PMI.
Google Rating
5.0

Compare Portland Mortgage Rate Quotes

  • Sammamish Mortgage No Cost Program Qualified buyers can receive lender credits up to $4,000 to cover third-party closing fees such as appraisal, title insurance, county recording fees, etc.
  • Live Real-Time Custom Rates and Costs We eliminate the hassle and frustration in getting a mortgage rate quote. Unlike other lenders we don’t require your full life’s history to show you what rates and costs we can offer.
  • Detailed Cost Breakdown Our Rate Quote Tool not only shows you a variety of rate and cost options specific to your situation, but it also provides a breakdown of the fees simply by clicking the View Details tab. This allows you to easily compare our offer with another lender. 
  • Low Mortgage Rate Quotes and Fees  We consistently beat our competitor’s rates and fees when doing an apples to apples comparison. This is why we are one of the few lenders willing to be transparent 24/7 in what we can offer our clients.  
  • Close Quickly  Have confidence closing on-time as we consistently close purchases in less than 30 days.

Effective December 2018

  • Extended lock terms now available up to 180 days.
  • Avoid Jumbo up to $726,525 regardless of the county loan limit with as little as 10% down on purchases and an 80% LTV on Rate/Term refinances.
  • Reduced Monthly PMI and Lender Paid PMI premiums available for qualified borrowers with less than 20% down.

Get a personalized instant mortgage quote online in minutes today!

WHAT SETS US APART FROM THE COMPETITION

TRANSPARENCY IN ALL WE DO

We provide reliable, transparent rates and fees to all our clients. Nothing to hide, no surprises.

ONLINE TOOLS THAT MATTER

You can apply online, check rates in real time and get a free home valuation report right on our website.

On-Time Closing

Our experience and professional team ensures a smooth on-time closing without unexpected surprises.

FAST APPRAISALS

We order appraisals with local companies who know the area, know the market and can provide quick return on reports.

UNPARALLELED REPUTATION

5-Star lender with an A+ Better Business Bureau rating supported by an award-winning operations and sales staff.

COMMUNICATION IS KEY

Consistent notifications keep you informed throughout the loan process. You have consistent access to a local, in-house team member during the loan process.

CHECK OUT OUR FREE ONLINE TOOLS

TOP ORIGINATING & BEST MORTGAGE LENDER

NATIONAL

Ryan Shane

TOP VOLUME #59
TOP VOLUME GAIN #2
TOP UNITS CLOSED #83

WASHINGTON

Ryan Shane

TOP VOLUME #3
TOP VOLUME GAIN #1
TOP UNITS CLOSED #3

WASHINGTON

CLIENT REVIEWS

Michael Shane and his team have incredible response times, and they go above and beyond to make sure your home purchase it done correctly and on time. We ended up closing on our house 1 week earlier than expected. After talking with realtors and other people purchasing homes right now this is incredibly rare. We are amazed at how well the team works together and gets everything done so fast. We have highly recommended the team to all of our friends and family.

The service was exceptional. It was the fastest, most painless refinance we have ever done. With email updates every step of the way the level of communication exceeded our expectations. The website where we uploaded all of our documents was easy to navigate. I couldn't believe how fast everything got done. We have friends who have spent four months trying to close their loan and we feel so luckily that we found you! We will definitely recommend SM to our friends and family.

"We were recommended to Sammamish Mortgage by trusted friends. They were very professional. They had a solution to every challenge we had encountered when we made the last minute change from another Mortgage originator to Sammamish."

Rhoda P
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Zillow - Top Mortgage Company in Seattle
BBB Accredited Business A+ Mortgage Company Washington
Angies List - Best Seattle Mortgage Company

Welcome to the Portland, Oregon mortgage rates page. You can use the form provided above to get accurate and current mortgage rates for the Portland area, and you don’t even have to provide your name. Please see our disclosures below.

Get Current Portland Mortgage Rates in Seconds

Using the form provided above, you can see today’s Portland, Oregon, mortgage rates tailored to the type of loan you need. This is a better way to shop, when compared to websites that offer average rates. Our pricing tool will show you what kind of Oregon mortgage interest rate you might qualify for, based on your particular situation.

Using the form provided above, you can see today’s Portland, Oregon, mortgage rates tailored to the type of loan you need. This is a better way to shop, when compared to websites that offer average rates. Our pricing tool will show you what kind of Oregon mortgage interest rate you might qualify for, based on your particular situation.

A Quick Guide to Home Loan Rates

Home loan rates vary based on a number of factors. The type of mortgage loan you use has a major impact on the rate you receive from a lender. For example, adjustable (ARM) loans tend to have lower mortgage rates during the first few years than the more popular fixed-rate loans. This is what attracts some borrowers to the adjustable mortgage products in the first place.

There are other factors that affect your rate as well. Your credit score will also play a role as you shop for mortgage rates in Oregon. This three-digit number gives banks and lenders some insight into how you have borrowed and repaid money in the past. Generally speaking, a higher score will help a borrower qualify for a better rate, while a lower score could have the opposite effect.

Business and pricing models also affect Portland, Oregon, mortgage rates. Some companies are able to offer lower, more competitive rates simply because of the way they do business. For example, our company is able to offer excellent prices on mortgage loans due to the quality relationships we’ve built with our lending partners.

Please contact us if you have questions about current mortgage rates in Oregon or anything else relating to home financing. We look forward to helping you!

Important Disclosures

Welcome to the Portland, Oregon mortgage rates page. You can use the form provided above to get accurate and current mortgage rates in Oregon, and you don’t even have to provide your name. Please see our disclosures below.

The Total Closing Costs shown in the chart above includes all lender and third-party fees including underwriting, processing, application, administrative, origination, discount points, title insurance, appraisal, escrow closing fee, credit report, county recording, flood certification, doc prep and tax service fee.

The only items not included in the Total Closing Cost calculation are your prepaid items which consist of your property taxes, homeowner’s insurance, and daily interest.

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