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  • Closing Costs shown include all lender and third party costs.
  • The only items not included in the Closing Cost are property taxes, homeowner’s insurance and daily interest.
  • The payment is principal and interest. 
  • A Loan to Value over 80% may require PMI.

Current Mortgage Rates for Portland, OR

The city of Portland, OR has experienced significant growth in recent years, and median home values currently stand at around $416,900. Right now may be a very good time to enter the Portland real estate market, however, as home values have dipped slightly over the previous 12 month period. If you’re looking to enter the Portland market, Sammamish Mortgage can help you out. Sammamish Mortgage can give you a competitive mortgage rate which will ensure that you pay a reasonable monthly payment on your Portland home. Contact us to learn more about our current mortgage rates for Portland, OR. You can use the form provided above to get accurate and current mortgage rates for the Portland area, and you don’t even have to provide your name. Please see our disclosures below.

  • Sammamish Mortgage No Cost Program – Qualified buyers can receive lender credits up to $4,000 to cover third-party closing fees such as appraisal, title insurance, county recording fees, etc.
  • Live Real-Time Custom Rates and Costs – We eliminate the hassle and frustration in getting a mortgage rate quote. Unlike other lenders we don’t require your full life’s history to show you what rates and costs we can offer.
  • Detailed Cost Breakdown – Our Rate Quote Tool not only shows you a variety of rate and cost options specific to your situation, but it also provides a breakdown of the fees simply by clicking the View Details tab. This allows you to easily compare our offer with another lender. 
  • Low Mortgage Rate Quotes and Fees  We consistently beat our competitor’s rates and fees when doing an apples to apples comparison. This is why we are one of the few lenders willing to be transparent 24/7 in what we can offer our clients.  
  • Close Quickly  Have confidence closing on-time as we consistently close purchases in less than 30 days.

Get a personalized instant mortgage quote online in minutes today!

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Get Current Portland Mortgage Rates in Seconds

Using the form provided above, you can see today’s Portland, Oregon, mortgage rates tailored to the type of loan you need. This is a better way to shop, when compared to websites that offer average rates. Our pricing tool will show you what kind of Oregon mortgage interest rate you might qualify for, based on your particular situation.

Using the form provided above, you can see today’s Portland, Oregon, mortgage rates tailored to the type of loan you need. This is a better way to shop, when compared to websites that offer average rates. Our pricing tool will show you what kind of Oregon mortgage interest rate you might qualify for, based on your particular situation.

A Quick Guide to Home Loan Rates

Home loan rates vary based on a number of factors. The type of mortgage loan you use has a major impact on the rate you receive from a lender. For example, adjustable (ARM) loans tend to have lower mortgage rates during the first few years than the more popular fixed-rate loans. This is what attracts some borrowers to the adjustable mortgage products in the first place.

There are other factors that affect your rate as well. Your credit score will also play a role as you shop for mortgage rates in Oregon. This three-digit number gives banks and lenders some insight into how you have borrowed and repaid money in the past. Generally speaking, a higher score will help a borrower qualify for a better rate, while a lower score could have the opposite effect.

Business and pricing models also affect Portland, Oregon, mortgage rates. Some companies are able to offer lower, more competitive rates simply because of the way they do business. For example, our company is able to offer excellent prices on mortgage loans due to the quality relationships we’ve built with our lending partners.

Please contact us if you have questions about current mortgage rates in Oregon or anything else relating to home financing. We look forward to helping you!

Important Disclosures

Welcome to the Portland, Oregon mortgage rates page. You can use the form provided above to get accurate and current mortgage rates in Oregon, and you don’t even have to provide your name. Please see our disclosures below.

The Total Closing Costs shown in the chart above includes all lender and third-party fees including underwriting, processing, application, administrative, origination, discount points, title insurance, appraisal, escrow closing fee, credit report, county recording, flood certification, doc prep and tax service fee.

The only items not included in the Total Closing Cost calculation are your prepaid items which consist of your property taxes, homeowner’s insurance, and daily interest.

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WHAT SETS US APART FROM THE COMPETITION

TRANSPARENCY IN ALL WE DO

We provide reliable, transparent rates and fees to all our clients. Nothing to hide, no surprises.

ONLINE TOOLS THAT MATTER

You can apply online, check rates in real time and get a free home valuation report right on our website.

On-Time Closing

Our experience and professional team ensures a smooth on-time closing without unexpected surprises.

FAST APPRAISALS

We order appraisals with local companies who know the area, know the market and can provide quick return on reports.

UNPARALLELED REPUTATION

5-Star lender with an A+ Better Business Bureau rating supported by an award-winning operations and sales staff.

COMMUNICATION IS KEY

Consistent notifications keep you informed throughout the loan process. You have consistent access to a local, in-house team member during the loan process.

TOP ORIGINATING & BEST MORTGAGE LENDER

NATIONAL

Ryan Shane

TOP VOLUME #59
TOP VOLUME GAIN #2
TOP UNITS CLOSED #83

WASHINGTON

Ryan Shane

TOP VOLUME #3
TOP VOLUME GAIN #1
TOP UNITS CLOSED #3

WASHINGTON

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