Today’s Mortgage Rates in Portland

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Portland residents.
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Portland’s Top Mortgage Lenders Since 1992

When searching for your ideal home in Portland, trust us as your beacon through the journey. At Sammamish Mortgage, we have a longstanding history of helping Portland’s community achieve their homeownership dreams. From the vibrant streets of the Pearl District to the breathtaking vistas of Mount Hood, we are well-acquainted with Portland’s distinctive allure and are here to navigate you through each step of the mortgage process.

Current Mortgage Rates in Portland

Engaging with Portland’s real estate market? It’s crucial to understand that mortgage rates in our stunning City of Roses can vary depending on several factors:

  • The choice of your mortgage lender
  • Current interest rates
  • Your down payment amount
  • Your personal credit score
  • The type of mortgage you choose
  • Additional fees and final closing costs

Trusted Portland Mortgage Professionals

To secure the most advantageous mortgage rate in Portland, it’s essential to work with a lender who values transparency. Our Loan Officers at Sammamish Mortgage are salaried professionals, ensuring that our clients receive advice tailored to their specific needs without any pressure towards unnecessary loan enlargement.

Portland’s Housing Scene

From sleek high-rise apartments with views of the Willamette River to charming bungalows in quaint, tree-lined neighborhoods, Portland offers a rich array of housing options.

Diverse Home Loan Programs in Portland

Portland’s eclectic housing market provides a range of loan programs designed to cater to its varied community of homebuyers. Whether you are purchasing your first home or thinking about refinancing, we offer a loan program that suits your needs.

Portland Mortgage Lenders

Looking for the best mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experience Loan Officers. You want the best advice possible on the right mortgage for you, not just the biggest loan.


Portland Home Loan Programs

Portland borrowers have plenty of real estate loan options. Check out these different types of popular loan programs and compare details:

30-year fixed rate loans

30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.

VA loans

Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.

FHA loans

A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.

Jumbo loans

Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the best location.

Other Cities We Service in Oregon:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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