Today’s Mortgage Rates in Bend

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Bend residents.
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Your Home buying Journey in Bend Begins with Expert Mortgage Guidance Since 1992

Embark on your adventure to homeownership in Bend with a trusted partner by your side. Sammamish Mortgage has been supporting Bend’s community in finding their dream homes for over thirty years. Known for its stunning landscapes, outdoor recreational activities, and vibrant arts scene, Bend offers a distinctive lifestyle that we understand deeply. Our commitment is to provide personalized and thorough support throughout your mortgage process.

Current Mortgage Rates in Bend

Venturing into Bend’s inviting real estate market? Keep in mind that mortgage rates here can be influenced by several key factors:

  • Your chosen mortgage lender
  • Prevailing interest rates
  • The amount of your down payment
  • Your credit score
  • The type of mortgage you opt for
  • Any related fees and closing costs

Reliable Mortgage Professionals in Bend

Securing the best mortgage rate in Bend requires partnering with a lender who values honesty and transparency. At Sammamish Mortgage, our Loan Officers are salaried, providing unbiased and tailored advice, ensuring you receive solutions that fit your unique circumstances without any sales pressure.

Housing Options in Bend

Bend offers a diverse array of residential options, from rustic cabins by the river to modern townhomes in the city center. The housing market here caters to a variety of preferences, ensuring that every homebuyer can find a place that feels like home.

Diverse Home Loan Programs in Bend

Our wide selection of loan programs is designed to meet the varied needs of Bend’s homebuyers. Whether you are a first-timer or looking to refinance your current home, we offer customized solutions to help you secure your ideal property.

Bend Mortgage Lenders

Looking for the best mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experience Loan Officers. You want the best advice possible on the right mortgage for you, not just the biggest loan.


Bend Home Loan Programs

Bend borrowers have plenty of real estate loan options. Check out these different types of popular loan programs and compare details:

30-year fixed rate loans

30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.

VA loans

Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.

FHA loans

A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.

Jumbo loans

Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the best location.

Other Cities We Service in Oregon:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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