Today’s Mortgage Rates in Gresham

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Gresham residents.
  • Interest Rate
  • APR

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Navigate Your Gresham Home buying Experience with Trusted Mortgage Experts Since 1992

Embark on your path to homeownership in Gresham with confidence, guided by over three decades of experience. Sammamish Mortgage has been a cornerstone in helping individuals and families in Gresham achieve their dream of home ownership. From the scenic views of the Columbia River Gorge to the vibrant local community, we understand the appeal of Gresham and are dedicated to providing expert support through every phase of the mortgage process.

Key Insights on Mortgage Rates in Gresham

When stepping into Gresham’s active real estate market, it’s important to be aware of how mortgage rates can be influenced:

  • The mortgage lender you select
  • The current trends in interest rates
  • The amount of your down payment
  • Your personal credit score
  • The specific mortgage product you choose
  • Fees and the overall costs at closing

Gresham’s Committed Mortgage Professionals

To obtain the best possible mortgage rate in Gresham, partnering with a lender that insists on transparency is crucial. At Sammamish Mortgage, our Loan Officers operate on a salary basis, ensuring unbiased, tailored advice that focuses solely on your financial benefits, not on commissions.

The Housing Landscape in Gresham

Gresham offers an eclectic mix of housing options, from cozy family homes in quiet suburbs to trendy lofts in urban areas. The city’s diverse real estate ensures that there’s something for everyone, matching various lifestyles and budgets.

Diverse Home Loan Programs in Gresham

Our wide-ranging loan programs are designed to meet the diverse demands of Gresham’s homebuyers. Whether you’re a first-time buyer or considering refinancing your property, we provide tailored solutions that align with your unique needs.

Gresham Mortgage Lenders

Looking for the best mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experience Loan Officers. You want the best advice possible on the right mortgage for you, not just the biggest loan.


Gresham Home Loan Programs

Gresham borrowers have plenty of real estate loan options. Check out these different types of popular loan programs and compare details:

30-year fixed rate loans

30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.

VA loans

Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.

FHA loans

A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.

Jumbo loans

Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the best location.

Other Cities We Service in Oregon:

400+ cities
View Live Rates in Gresham

Live mortgage rates and costs in seconds!

View Live Rates

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

Subscribe to our newsletter