Back to Blog

Need a Mortgage Home Loan? Team Up With the Experts in Mortgages!

Sammamish Mortgage
Published:
March 19, 2020
Last updated:
July 8, 2021
Mortgage Home Loan Process
In This Article

Are you a homebuyer looking to secure a mortgage to finance a home purchase? Or do you need a mortgage home loan to buy a second home or investment property? Then Sammamish Mortgage can help!

Here are just some of the reasons to work with the experts at Sammamish Mortgage to help you secure the mortgage you need to buy a home.

Save Time With One-Stop Mortgage Shopping

Comparing quotes with different lenders can take up a lot of your time, not to mention the headaches and hassle involved. Instead, when you work with the professionals at Sammamish Mortgage, you’re saving yourself all that time hunting for the perfect mortgage. 

With our tools and wide network of lenders, we can pair you up with the right lender who can offer you exactly what you need according to your financial profile. This makes comparison-shopping for a mortgage quick and easy.

Get Independent and Unbiased Advice

We are an independent brokerage and are not tied to any one particular bank or lender. Instead, we work for you. As such, we can provide you with unbiased guidance and advice that’s not influenced by any one lender or financial institution in particular. What you get is expert advice tailored specifically to your needs so you can secure the right type of mortgage for you.

View Current Mortgage Rates Jul, 31, Sat, 2021

Get Access to a Variety of Mortgage Products

Since we work with a large network of lenders, our offerings are much more vast than what you would get by visiting your local bank. We work with all types of lenders, each of which caters to certain types of borrowers. In turn, we can match you up with the right lender offering the right products based on your current financial situation. 

mortgage home loan

There are all sorts of different types of buyers and lenders, so the match-up process can be a bit complex. Perhaps you’re a first-time homebuyer looking for a mortgage product that allows for a lower down payment and less stringent lending criteria. In this case, maybe an FHA loan might be best.

Or maybe you’re a veteran looking for zero down payment options, in which case a VA loan would be best suited for you.

Or perhaps you’ve had trouble getting approved for a loan in the past due to poor credit or other financial issues. In this case, you may need to work with lenders who specialize in dealing with low-credit borrowers.

Whatever your case may be, there’s a specific lender out there for you, and Sammamish Mortgage can help connect you.

More Options Means More Competitive Rates and Terms

Since you have so much more to choose from, your options are seemingly endless. We can help you find a lender who is willing to provide you with the lowest rate you can get approved for and the best terms on your mortgage or refinance. With a lower interest rate, you can save tens of thousands of dollars over the life of your loan. 

mortgage home loan

With a lower rate, you can save tens of thousands of dollars over the life of your loan. Even just a 1% difference in rates can make a huge difference in how much you have to pay over the life of your loan. 

To illustrate, let’s say you are taking out a $500,000 loan at today’s rate of 2.98% on a 30-year fixed-rate mortgage. Over the life of your loan, you would have to pay $255,170 in interest payments. 

If you locked in at a rate just 1% higher using all the same figures as above, your interest would now be bumped up to $353,897. That’s nearly a $100,000 difference! As you can see, securing a lower rate is important, and working with a team who can get you more competitive rates can help keep a lot more money in your pocket. 

No Cost For Services

While we work on your behalf rather than for lenders and banks, we don’t charge you for our services. Instead, our fees are passed on to the lenders who you ultimately secure a mortgage with. As such, there are no costs to you by using the expert services at Sammamish Mortgage!

Our Lenders Are Local

We work with a wide array of lenders all across the country when you need a mortgage home loan, so you can team up with a lender who is local to the area that you’re looking to buy in. This is highly advantageous to you, as it can ensure that you’re getting the best mortgage product based on where you live and where the home that you’re buying is located. 

Home Value Report

Sammamish Mortgage offers a plethora of unique features, including our Home Value Report. This monthly report estimates the value of your home and provides you with a breakdown of the principal and interest that you have paid down. It also outlines potential refinance options available to you and how much you might save by paying more than your minimum payment amounts for your mortgage.

Get an Instant Mortgage Rate Quote Today

Do You Have Questions About Mortgages?

Sammamish Mortgage has been in the mortgage industry since 1992 and have helped countless borrowers from all around the Pacific Northwest with all of their mortgage needs. We offer competitive low rates and superior customer service, and we can make getting a home loan easy and hassle-free.

To make things even easier, our website and tools can be accessed and used anywhere on any device, 24/7. You can get live updates on mortgage rates, trends, news, and so much more. Whether you’re looking for a new home, checking today’s rates on our Rate Quote Tool (RQT), or are ready to start the loan application process, Sammamish Mortgage has you covered. We provide many different mortgage programs and flexible qualification criteria to borrowers in WA, OR, ID, and CO, and we’d the opportunity to help you. Contact Sammamish Mortgage today!

Other Blogs You May Like
Inexpensive Makeovers That Will Boost Your Home’s Appeal to Young Buyers Inexpensive Makeovers That Will Boost Your Home’s Appeal to Young Buyers
July 21, 2021

There are several home upgrades that are affordable and will increase your home’s appeal with younger buyers.

Read more
5 Tips on Buying New Construction Homes for First-Time Buyers 5 Tips on Buying New Construction Homes for First-Time Buyers
June 21, 2021

Deciding on whether to buy a new construction home or an existing property is a difficult decision all homebuyers make. This article will offer tips to help you make the right decision.

Read more

Show 28 more posts
from this category

Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote. (425) 401-8787