Current Mortgage Rates for Washington State & Oregon
The experts at Sammamish Mortgage can help you determine what interest rate you can expect to pay in Washington State. You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use.
Mortgage rates can change constantly, and they vary based on a number of factors including the borrower’s qualifications. That’s why it’s important to get an individualized rate quote tailored to you personally. Sammamish Mortgage can give you a personalized quote for mortgage rates in Washington State, Oregon, Colorado or Idaho, as these are the states we serve.
Highly Competitive Seattle Mortgage Rates
Sammamish Mortgage has been serving the Pacific Northwest for more than 20 years. Many of our customers come from the Seattle metro area in particular. Our business model allows us to offer some of the lowest Seattle mortgage rates you’ll find anywhere. More importantly, we can also help you choose the right type of home loan for your particular situation.
The table above gives you some insight into the current Seattle and Washington State mortgage interest rates available in today’s market. The rates shown in the table include a variety of loan types, including jumbo, fixed and adjustable-rate mortgages. They also include government-backed mortgage loans such as FHA and VA. We also offer bridge loans and construction loans. Please contact us if you would like to receive a Seattle mortgage rate quote based on your current financial situation.
Paying Points at Closing
You’ll notice a “points” column in the current mortgage rates table above. A point is equal to one percent of the loan amount. As a borrower, you can choose to pay points at closing (in addition to the standard third-party and lender fees) in order to secure a lower interest rate on your loan.
The table shows how points can affect Seattle / Washington mortgage rates. Generally speaking, paying more points at closing will help you secure a lower rate. So there’s an inverse relationship between the two. To obtain the best rates and closing costs based on your specific situation, please use our Interest Rate Quote tool, or contact our knowledgeable staff for assistance.